{"id":4835,"date":"2021-10-06T23:13:41","date_gmt":"2021-10-07T03:13:41","guid":{"rendered":"https:\/\/dishtsai.com\/?p=4835"},"modified":"2021-10-08T08:31:15","modified_gmt":"2021-10-08T12:31:15","slug":"td-ameritrade-ira-accounts","status":"publish","type":"post","link":"https:\/\/dishtsai.com\/td-ameritrade-ira-accounts\/","title":{"rendered":"[TD Ameritrade IRA\u958b\u6236\u6559\u5b78] Traditional, Roth, Rollover IRA\u8a73\u7d30\u5716\u89e3\u6d41\u7a0b"},"content":{"rendered":"<span class=\"rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Reading Time: <\/span> <span class=\"rt-time\">2<\/span> <span class=\"rt-label rt-postfix\">minutes<\/span><\/span>\n<p>TD Ameritrade IRA\u958b\u6236\u6559\u5b78\uff0c\u5982\u679c\u4f60\u6e96\u5099\u958b\u81ea\u5df1\u7684Roth IRA or Traditional IRA\uff0c\u6216\u662f\u4f60\u56e0\u70ba\u63db\u5de5\u4f5c\uff0c\u8981\u628a\u4e4b\u524d\u516c\u53f8\u7684401k\u8f49\u5230Rollover IRA\u3002<\/p>\n\n\n\n<p>\u9019\u7bc7\u5c31\u662f\u8981\u5e6b\u52a9\u4f60\uff0c\u75287\u500b\u6b65\u9a5f\u8f15\u9b06\u958b\u6236\uff0c\u4e26\u4e14\u900f\u904e\u4ea4\u6613\u300c0\u624b\u7e8c\u8cbb\u300d\uff0c\u4f86\u964d\u4f4e\u6295\u8cc7\u6210\u672c\uff01\u5982\u679c\u662fRollover 401K\uff0c\u9084\u80fd\u7701\u4e0b\u5728\u820a\u96c7\u4e3b401k Plan \u6bcf\u5e74USD50 &#8211; 200\uff0c\u6700\u68d2\u7684\u662f\u6295\u8cc7\u9078\u9805\u5f9e\u5e7e10\u7a2e\uff0c\u8b8a\u6210\u4e0a\u5343\u7a2e\uff01<\/p>\n\n\n\n<!--more-->\n\n\n\n<p>\u5ef6\u4f38\u95b1\u8b80\uff1a<a rel=\"noreferrer noopener\" href=\"https:\/\/dishtsai.com\/types-of-retirement-accounts\" target=\"_blank\">[\u9000\u4f11\u898f\u5283] \u5e38\u898b\u76843\u7a2e\u7f8e\u570b\u9000\u4f11\u5e33\u6236\uff0c\u8a72\u600e\u9ebc\u5b58\uff1fIRA, 401K, 403b<\/a><\/p>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#f8f8ff\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"has-text-align-center has-medium-font-size\" id=\"block-84482582-7f39-4ac4-8f01-ece51704098e\"><strong>[\u8b1b\u5ea7\u5206\u4eab\uff1a\u7dda\u4e0a\u514d\u8cbb\u7406\u8ca1\u8b1b\u5ea7]<\/strong><\/p>\n\n\n\n<p id=\"block-b9471c11-b309-42b4-9e7a-8d10d3b81838\">\u5728\u7f8e\u570b<strong>\u6295\u8cc7\u7406\u8ca1<\/strong>\uff0c\u4e0d\u5149\u8981\u8003\u91cf\u5230\u9577\u671f\u7684\u5831\u916c\u7387\uff0c\u540c\u6642\u4e5f\u8981\u60f3\u5230\u7f8e\u570b\u7a05\u52d9\uff01\u5982\u679c\u60f3\u958b\u59cb\u6295\u8cc7\uff0c\u8981\u600e\u9ebc\u958b\u59cb\uff1f\u6709\u6c92\u6709\u53ef\u4ee5\u517c\u9867\u300c\u6295\u8cc7\u300d\u8207\u300c\u7a05\u52d9\u512a\u5316\u300d\u7684\u7d44\u5408\u5462\uff1f<\/p>\n\n\n\n<p id=\"block-b9471c11-b309-42b4-9e7a-8d10d3b81838\">\u9019\u88e1\u8ddf\u5927\u5bb6\u5206\u4eab<strong>\u4e00\u7cfb\u5217\u7684\u300c\u7406\u8ca1\u7a05\u52d9\u300d\u7dda\u4e0a\u8b1b\u5ea7<\/strong>\uff0c\u88e1\u9762\u5305\u542b<\/p>\n\n\n\n<p class=\"has-text-align-center has-medium-font-size\"><strong>\u6295\u8cc7\u7406\u8ca1 \uff5c\u8cc7\u7522\u914d\u7f6e\uff5c\u7a05\u52d9\u8b1b\u5ea7\uff5c\u5c0f\u5b69\u6559\u80b2\u57fa\u91d1\uff5c\u9000\u4f11\u898f\u5283<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\">\u6642\u9593\uff1a\u5e73\u65e5\u665a\u4e0a\u3001\u5047\u65e5\u4e0d\u5b9a\u671f 6pm(PST)\/ 9pm(EST)<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-vivid-cyan-blue-background-color has-background\" href=\"https:\/\/dishtsai.com\/basic-investment-seminar\" target=\"_blank\" rel=\"noreferrer noopener\">\u9ede\u6211\u5831\u540d\u300c\u7406\u8ca1\u7a05\u52d9 \u7dda\u4e0a\u514d\u8cbb\u8b1b\u5ea7\u7cfb\u5217\u300d<\/a><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\"><p class=\"ez-toc-title\">\u6587\u7ae0\u76ee\u9304<\/p>\n<\/div><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/dishtsai.com\/td-ameritrade-ira-accounts\/#TD_Ameritrade%E7%B0%A1%E4%BB%8B\" title=\"TD Ameritrade\u7c21\u4ecb\">TD Ameritrade\u7c21\u4ecb<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/dishtsai.com\/td-ameritrade-ira-accounts\/#%E5%84%AA%E9%BB%9E\" title=\"\u512a\u9ede\">\u512a\u9ede<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/dishtsai.com\/td-ameritrade-ira-accounts\/#%E7%BC%BA%E9%BB%9E\" title=\"\u7f3a\u9ede\">\u7f3a\u9ede<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/dishtsai.com\/td-ameritrade-ira-accounts\/#%E5%AE%89%E5%85%A8%E5%97%8E%EF%BC%9F\" title=\"\u5b89\u5168\u55ce\uff1f\">\u5b89\u5168\u55ce\uff1f<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/dishtsai.com\/td-ameritrade-ira-accounts\/#%E9%96%8B%E6%88%B6%E5%89%8D%E6%BA%96%E5%82%99\" title=\"\u958b\u6236\u524d\u6e96\u5099\">\u958b\u6236\u524d\u6e96\u5099<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/dishtsai.com\/td-ameritrade-ira-accounts\/#%E5%9C%96%E8%A7%A3%E6%B5%81%E7%A8%8B%EF%BC%9ATD_Ameritrade_IRA%E9%96%8B%E6%88%B6%E6%95%99%E5%AD%B810_%E2%80%93_15%E5%88%86%E9%90%98\" title=\"\u5716\u89e3\u6d41\u7a0b\uff1aTD Ameritrade IRA\u958b\u6236\u6559\u5b78(10 &#8211; 15\u5206\u9418)\">\u5716\u89e3\u6d41\u7a0b\uff1aTD Ameritrade IRA\u958b\u6236\u6559\u5b78(10 &#8211; 15\u5206\u9418)<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/dishtsai.com\/td-ameritrade-ira-accounts\/#%E6%AD%A5%E9%A9%9F%E4%B8%80%EF%BC%9A%E9%81%B8%E6%93%87%E5%B8%B3%E6%88%B6%E9%A1%9E%E5%9E%8BRollover_Roth_Traditional\" title=\"\u6b65\u9a5f\u4e00\uff1a\u9078\u64c7\u5e33\u6236\u985e\u578b(Rollover, Roth, Traditional)\">\u6b65\u9a5f\u4e00\uff1a\u9078\u64c7\u5e33\u6236\u985e\u578b(Rollover, Roth, Traditional)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/dishtsai.com\/td-ameritrade-ira-accounts\/#%E6%AD%A5%E9%A9%9F%E4%BA%8C%EF%BC%9A%E5%A1%AB%E5%AF%AB%E5%9F%BA%E6%9C%AC%E8%B3%87%E6%96%99\" title=\"\u6b65\u9a5f\u4e8c\uff1a\u586b\u5beb\u57fa\u672c\u8cc7\u6599\">\u6b65\u9a5f\u4e8c\uff1a\u586b\u5beb\u57fa\u672c\u8cc7\u6599<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/dishtsai.com\/td-ameritrade-ira-accounts\/#%E6%AD%A5%E9%A9%9F%E4%B8%89%EF%BC%9A%E5%B0%B1%E6%A5%AD%E7%8B%80%E6%85%8B\" title=\"\u6b65\u9a5f\u4e09\uff1a\u5c31\u696d\u72c0\u614b\">\u6b65\u9a5f\u4e09\uff1a\u5c31\u696d\u72c0\u614b<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/dishtsai.com\/td-ameritrade-ira-accounts\/#%E6%AD%A5%E9%A9%9F%E5%9B%9B%EF%BC%9A%E8%B2%A1%E5%8B%99%E7%8B%80%E6%85%8B\" title=\"\u6b65\u9a5f\u56db\uff1a\u8ca1\u52d9\u72c0\u614b\">\u6b65\u9a5f\u56db\uff1a\u8ca1\u52d9\u72c0\u614b<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/dishtsai.com\/td-ameritrade-ira-accounts\/#%E6%AD%A5%E9%A9%9F%E4%BA%94%EF%BC%9A%E6%AA%A2%E6%9F%A5%E8%B3%87%E6%96%99Review\" title=\"\u6b65\u9a5f\u4e94\uff1a\u6aa2\u67e5\u8cc7\u6599Review\">\u6b65\u9a5f\u4e94\uff1a\u6aa2\u67e5\u8cc7\u6599Review<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/dishtsai.com\/td-ameritrade-ira-accounts\/#%E6%AD%A5%E9%A9%9F%E5%85%AD%EF%BC%9AAgreements\" title=\"\u6b65\u9a5f\u516d\uff1aAgreements\">\u6b65\u9a5f\u516d\uff1aAgreements<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/dishtsai.com\/td-ameritrade-ira-accounts\/#%E6%AD%A5%E9%A9%9F%E4%B8%83%EF%BC%9A%E5%BB%BA%E7%AB%8BUser_ID_Security\" title=\"\u6b65\u9a5f\u4e03\uff1a\u5efa\u7acbUser ID &amp; Security\">\u6b65\u9a5f\u4e03\uff1a\u5efa\u7acbUser ID &amp; Security<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/dishtsai.com\/td-ameritrade-ira-accounts\/#%E6%A8%A1%E6%93%AC%E8%B3%AC%E6%88%B6%EF%BC%9ATD_Thinkorswim\" title=\"\u6a21\u64ec\u8cec\u6236\uff1aTD Thinkorswim\">\u6a21\u64ec\u8cec\u6236\uff1aTD Thinkorswim<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/dishtsai.com\/td-ameritrade-ira-accounts\/#%E4%B8%8B%E8%BC%89%E7%89%88%E6%9C%AC\" title=\"\u4e0b\u8f09\u7248\u672c\">\u4e0b\u8f09\u7248\u672c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/dishtsai.com\/td-ameritrade-ira-accounts\/#%E7%9C%9F%E5%AF%A6vs%E8%99%9B%E6%93%AC%E5%B8%B3%E6%88%B6\" title=\"\u771f\u5be6vs\u865b\u64ec\u5e33\u6236\">\u771f\u5be6vs\u865b\u64ec\u5e33\u6236<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/dishtsai.com\/td-ameritrade-ira-accounts\/#%E8%AE%80%E8%80%85%E5%B8%B8%E8%A6%8B%E5%95%8F%E9%A1%8C\" title=\"\u8b80\u8005\u5e38\u898b\u554f\u984c\">\u8b80\u8005\u5e38\u898b\u554f\u984c<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/dishtsai.com\/td-ameritrade-ira-accounts\/#%E6%88%91%E8%A9%B2Rollover_%E6%88%91%E7%9A%84401k%E5%97%8E%EF%BC%9F\" title=\"\u6211\u8a72Rollover \u6211\u7684401k\u55ce\uff1f\">\u6211\u8a72Rollover \u6211\u7684401k\u55ce\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/dishtsai.com\/td-ameritrade-ira-accounts\/#401k_Rollover%E9%80%B2IRA%E7%9A%84%E9%8C%A2%EF%BC%8C%E6%9C%83%E7%AE%97%E5%9C%A8IRA%E6%AF%8F%E5%B9%B4%E7%9A%84%E9%A1%8D%E5%BA%A6%E8%A3%A1%E5%97%8E%EF%BC%9F\" title=\"401k Rollover\u9032IRA\u7684\u9322\uff0c\u6703\u7b97\u5728IRA\u6bcf\u5e74\u7684\u984d\u5ea6\u88e1\u55ce\uff1f\">401k Rollover\u9032IRA\u7684\u9322\uff0c\u6703\u7b97\u5728IRA\u6bcf\u5e74\u7684\u984d\u5ea6\u88e1\u55ce\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/dishtsai.com\/td-ameritrade-ira-accounts\/#Rollover%E6%9C%89%E9%87%91%E9%A1%8D%E7%9A%84%E4%B8%8A%E9%99%90%E5%97%8E%EF%BC%9F\" title=\"Rollover\u6709\u91d1\u984d\u7684\u4e0a\u9650\u55ce\uff1f\">Rollover\u6709\u91d1\u984d\u7684\u4e0a\u9650\u55ce\uff1f<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/dishtsai.com\/td-ameritrade-ira-accounts\/#%E5%A6%82%E4%BD%95%E6%9C%80%E5%A4%A7%E5%84%AA%E5%8C%96%E4%BD%BF%E7%94%A8%E7%BE%8E%E5%9C%8B%E9%80%80%E4%BC%91%E5%B8%B3%E6%88%B6%EF%BC%9F\" title=\"\u5982\u4f55\u6700\u5927\u512a\u5316\u4f7f\u7528\u7f8e\u570b\u9000\u4f11\u5e33\u6236\uff1f\">\u5982\u4f55\u6700\u5927\u512a\u5316\u4f7f\u7528\u7f8e\u570b\u9000\u4f11\u5e33\u6236\uff1f<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/dishtsai.com\/td-ameritrade-ira-accounts\/#STEP_1_%E6%9C%80%E5%A4%A7%E5%8C%96%E4%BD%BF%E7%94%A8%E5%85%AC%E5%8F%B8%E7%9A%84Match\" title=\"STEP 1: \u6700\u5927\u5316\u4f7f\u7528\u516c\u53f8\u7684Match\">STEP 1: \u6700\u5927\u5316\u4f7f\u7528\u516c\u53f8\u7684Match<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/dishtsai.com\/td-ameritrade-ira-accounts\/#%E4%BB%80%E9%BA%BC%E6%98%AFCompay_Match\" title=\"\u4ec0\u9ebc\u662fCompay Match?\">\u4ec0\u9ebc\u662fCompay Match?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/dishtsai.com\/td-ameritrade-ira-accounts\/#STEP_2_%E9%96%8B%E8%A8%AD%E5%80%8B%E4%BA%BARoth_IRA%E5%B8%B3%E6%88%B6\" title=\"STEP 2: \u958b\u8a2d\u500b\u4ebaRoth IRA\u5e33\u6236\">STEP 2: \u958b\u8a2d\u500b\u4ebaRoth IRA\u5e33\u6236<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/dishtsai.com\/td-ameritrade-ira-accounts\/#STEP_3_%E6%8A%95%E6%BB%BF%E5%85%AC%E5%8F%B8%E8%B4%8A%E5%8A%A9%E7%9A%84%E9%80%80%E4%BC%91%E5%B8%B3%E6%88%B6\" title=\"STEP 3: \u6295\u6eff\u516c\u53f8\u8d0a\u52a9\u7684\u9000\u4f11\u5e33\u6236\">STEP 3: \u6295\u6eff\u516c\u53f8\u8d0a\u52a9\u7684\u9000\u4f11\u5e33\u6236<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-26\" href=\"https:\/\/dishtsai.com\/td-ameritrade-ira-accounts\/#%E6%94%AF%E6%8C%81%E6%88%91%E7%9A%842%E5%80%8B%E6%96%B9%E5%BC%8F\" title=\"\u652f\u6301\u6211\u76842\u500b\u65b9\u5f0f\">\u652f\u6301\u6211\u76842\u500b\u65b9\u5f0f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-27\" href=\"https:\/\/dishtsai.com\/td-ameritrade-ira-accounts\/#%E8%81%AF%E7%B5%A1%E8%88%87%E5%90%88%E4%BD%9C\" title=\"\u806f\u7d61\u8207\u5408\u4f5c\">\u806f\u7d61\u8207\u5408\u4f5c<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-28\" href=\"https:\/\/dishtsai.com\/td-ameritrade-ira-accounts\/#nycengineerjack\" title=\"nyc.engineer.jack\">nyc.engineer.jack<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-29\" href=\"https:\/\/dishtsai.com\/td-ameritrade-ira-accounts\/#%E6%97%85%E7%BE%8E%E5%B7%A5%E4%BD%9C%E7%9A%84FIRE%E4%B9%8B%E8%B7%AF%E7%B3%BB%E5%88%97%E6%96%87%E7%AB%A0\" title=\"\u65c5\u7f8e\u5de5\u4f5c\u7684FIRE\u4e4b\u8def\u7cfb\u5217\u6587\u7ae0\">\u65c5\u7f8e\u5de5\u4f5c\u7684FIRE\u4e4b\u8def\u7cfb\u5217\u6587\u7ae0<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"TD_Ameritrade%E7%B0%A1%E4%BB%8B\"><\/span>TD Ameritrade\u7c21\u4ecb<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>TD Ameritrade\u6210\u7acb\u65bc1975\u5e74\uff0c\u5df2\u7d93\u6709\u8d85\u904e40\u591a\u5e74\u7684\u6b77\u53f2\uff0c\u57282020\u5e74\uff0c\u8207\u5609\u4fe1(<a href=\"https:\/\/dishtsai.com\/schwab\" target=\"_blank\" aria-label=\"Charles Schwab (opens in a new tab)\" rel=\"noreferrer noopener\" class=\"rank-math-link\">Charles Schwab<\/a>)\u5408\u4f75\uff0c\u5609\u4fe1\u4e5f\u662f\u6211\u81ea\u5df1\u975e\u5e38\u63a8\u85a6\u7684\u9280\u884c\uff0c\u6211\u81ea\u5df1\u5c31\u6709\u4ed6\u5011\u5bb6\u7684Checking Account(\u6d77\u5916\u63d0\u6b3e\u4e0d\u7528\u624b\u7e8c\u8cbb\uff0c\u592a\u9a5a\u4eba\uff1f)<\/p>\n\n\n\n<p>\u4f46\u5169\u5bb6\u9280\u884c\u7684\u4ecb\u9762\u76ee\u524d\u90fd\u9084\u662f\u7368\u7acb\u904b\u4f5c\uff0cTD\u4ecd\u662f\u76ee\u524d\u5238\u5546\u4e2d\uff0c\u898f\u6a21\u6700\u5927\u7684\uff0c\u7e3d\u8cc7\u7522\u8d85\u904e5\u5146\u7f8e\u5143\uff0c\u670d\u52d9\u8d85\u904e2400\u842c\u9867\u5ba2\uff01\u9019\u4e5f\u662f\u6211\u63a8\u85a6\u5728\u4ed6\u5011\u5bb6\u958bIRA\u7684\u5176\u4e2d\u4e00\u500b\u539f\u56e0\uff01<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%84%AA%E9%BB%9E\"><\/span>\u512a\u9ede<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul><li>\u4ea4\u6613\u5546\u54c1\u5f88\u591a<\/li><li>\u4ea4\u66130\u624b\u7e8c\u8cbb\uff1aETF\u3001\u7f8e\u570b\u4e0a\u5e02\u80a1\u7968\u3001ADR\u80a1\u7968<\/li><li>\u5238\u5546\u898f\u6a21\u6700\u5927<\/li><li>\u4e2d\u6587\u4ecb\u9762<\/li><li>\u6a21\u64ec\u8cec\u6236\u3001\u4ecb\u9762\u597d\u64cd\u4f5c<\/li><li>\u958b\u6236\u79aeUSD1000<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%BC%BA%E9%BB%9E\"><\/span>\u7f3a\u9ede<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul><li>\u4e2d\u6587\u5ba2\u670d\u9084\u4e0d\u5b8c\u5584\uff08\u4f46\u5982\u679c\u4f60\u4e0d\u4ecb\u610f\uff0c\u4f46\u4e5f\u4e0d\u7b97\u500b\u7f3a\u9ede<\/li><li>\u9078\u64c7\u6b0aOption\uff1a\u9700\u8981\u624b\u7e8c\u8cbb(<a aria-label=\"Firstrade (opens in a new tab)\" href=\"https:\/\/dishtsai.com\/firstrade\" target=\"_blank\" rel=\"noreferrer noopener\" class=\"rank-math-link\">Firstrade<\/a>\u514d\u624b\u7e8c\u8cbb)<\/li><\/ul>\n\n\n\n<p>\u5ef6\u4f38\u95b1\u8b80\uff1a<a rel=\"noreferrer noopener\" href=\"https:\/\/dishtsai.com\/open-account-firstrade\/\" target=\"_blank\">[\u958b\u6236\u6559\u5b78] \u7f8e\u570b\u5238\u5546Firstrade\u7b2c\u4e00\u8b49\u5238\uff0c5\u5206\u9418\u8f15\u9b06\u958b\u6236<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%AE%89%E5%85%A8%E5%97%8E%EF%BC%9F\"><\/span>\u5b89\u5168\u55ce\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>TD Ameritrade\u6210\u7acb\u65bc1975\u5e74\uff0c\u5df2\u7d93\u6709\u8d85\u904e40\u591a\u5e74\u7684\u6b77\u53f2\uff0c\u76ee\u524d\u5238\u5546\u4e2d\uff0c\u898f\u6a21\u6700\u5927\u7684\uff0c\u7e3d\u8cc7\u7522\u8d85\u904e5\u5146\u7f8e\u5143\uff0c\u670d\u52d9\u8d85\u904e2400\u842c\u9867\u5ba2\uff01<\/p>\n\n\n\n<p>\u540c\u6642\u53d7\u52303\u65b9\u76e3\u7ba1<\/p>\n\n\n\n<ul><li>\u7f8e\u570b\u91d1\u878d\u76e3\u7ba1\u5c40 \uff08<a aria-label=\"FINRA (opens in a new tab)\" href=\"https:\/\/www.finra.org\/\" target=\"_blank\" rel=\"noreferrer noopener\" class=\"rank-math-link\">FINRA<\/a>\uff09\uff1a\u7ba1\u7406\u516c\u53f8\u662f\u5426\u5408\u6cd5\u3001\u900f\u660e\u5316<\/li><li>\u8b49\u5238\u6295\u8cc7\u4fdd\u969c\u516c\u53f8\uff08<a aria-label=\"SIPC (opens in a new tab)\" href=\"https:\/\/www.sipc.org\/\" target=\"_blank\" rel=\"noreferrer noopener\" class=\"rank-math-link\">SIPC<\/a>\uff09\uff1a\u4fdd\u969c\u6295\u8cc7\u4eba\u6b0a\u76ca\uff0c\u5982\u679c\u5238\u5546\u5012\u4e86\uff0cSIPC\u6703\u5e6b\u6295\u8cc7\u4eba\u8ffd\u56de\u9322<\/li><li>\u7f8e\u570b\u8b49\u5238\u4ea4\u6613\u59d4\u54e1\u6703\uff08<a rel=\"noreferrer noopener\" href=\"https:\/\/zh.wikipedia.org\/wiki\/%E7%BE%8E%E5%9B%BD%E8%AF%81%E5%88%B8%E4%BA%A4%E6%98%93%E5%A7%94%E5%91%98%E4%BC%9A\" target=\"_blank\" class=\"rank-math-link\">SEC<\/a>\uff09\uff1a\u76e3\u7763\u3001\u4fdd\u8b49\uff0c\u4ed6\u5011\u7684\u8ca1\u5831\u900f\u660e\u5316<\/li><\/ul>\n\n\n\n<p>\u6709\u4e86\u9019\u4e09\u65b9\u7684\u76e3\u7ba1\uff0c\u8b93\u6211\u5011\u5728\u9078\u64c7\u653e\u8cc7\u7522\u7684\u6642\u5019\uff0c\u4e5f\u6703\u6bd4\u8f03\u5b89\u5fc3\uff0c\u7562\u7adf\u90fd\u662f\u6211\u5011\u8f9b\u82e6\u6253\u62fc\u7684\u7d50\u6676\uff01<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E9%96%8B%E6%88%B6%E5%89%8D%E6%BA%96%E5%82%99\"><\/span>\u958b\u6236\u524d\u6e96\u5099<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u958b\u6236\u524d\uff0c\u5148\u628a\u9019\u4e9b\u6771\u897f\u6e96\u5099\u597d\uff0c\u653e\u5728\u4f60\u624b\u908a<\/p>\n\n\n\n<ul><li>SSN or ITIN<\/li><li>Passport or Visa Number\uff08\u5982\u679c\u4f60\u4e0d\u662f\u7f8e\u570b\u516c\u6c11\u6216\u7da0\u5361\u6301\u6709\u8005\uff09<\/li><li>\u4f60\u7684\u96c7\u4e3b \u540d\u7a31\u3001\u96fb\u8a71\u3001\u5730\u5740<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%9C%96%E8%A7%A3%E6%B5%81%E7%A8%8B%EF%BC%9ATD_Ameritrade_IRA%E9%96%8B%E6%88%B6%E6%95%99%E5%AD%B810_%E2%80%93_15%E5%88%86%E9%90%98\"><\/span>\u5716\u89e3\u6d41\u7a0b\uff1aTD Ameritrade IRA\u958b\u6236\u6559\u5b78(10 &#8211; 15\u5206\u9418)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u9019\u88e1\u4ee5Rollover IRA\u70ba\u4f8b\uff0c\u4f46\u662fTraditional IRA, Roth IRA\u6d41\u7a0b\u5e7e\u4e4e\u4e00\u6a23\uff01<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%AD%A5%E9%A9%9F%E4%B8%80%EF%BC%9A%E9%81%B8%E6%93%87%E5%B8%B3%E6%88%B6%E9%A1%9E%E5%9E%8BRollover_Roth_Traditional\"><\/span>\u6b65\u9a5f\u4e00\uff1a\u9078\u64c7\u5e33\u6236\u985e\u578b(Rollover, Roth, Traditional)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-vivid-green-cyan-background-color has-background\" href=\"https:\/\/dishtsai.com\/us-tdameritrade\" target=\"_blank\" rel=\"noreferrer noopener\">\u9ede\u6211\uff1a\u958b\u59cb\u5f9eTD\u958b\u6236<\/a><\/div>\n<\/div>\n\n\n\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"663\" src=\"https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_1-1024x663.png\" alt=\"TD Ameritrade IRA\u958b\u6236\u6559\u5b78\" class=\"wp-image-4843\" srcset=\"https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_1-1024x663.png 1024w, https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_1-300x194.png 300w, https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_1-768x497.png 768w, https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_1-1170x757.png 1170w, https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_1-585x379.png 585w, https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_1.png 1440w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\"><p>\u5982\u679c\u662f\u8981\u8f49\u4e4b\u524d\u516c\u53f8\u7684401k\uff0c\u5c31\u53ef\u4ee5\u9078\u64c7Rollover IRA<\/p><\/blockquote>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1012\" height=\"889\" src=\"https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_3.png\" alt=\"TD Ameritrade IRA\u958b\u6236\u6559\u5b78\" class=\"wp-image-4845\" srcset=\"https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_3.png 1012w, https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_3-300x264.png 300w, https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_3-768x675.png 768w, https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_3-585x514.png 585w\" sizes=\"(max-width: 1012px) 100vw, 1012px\" \/><\/figure>\n\n\n\n<p>\u5728\u9019\u88e1\u8981\u9078\u64c7\u4f60\u60f3\u958b\u7684\u5e33\u6236\u985e\u578b\uff0c\u9019\u88e1\u4ee5Rollover IRA\u70ba\u4f8b\uff01<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%AD%A5%E9%A9%9F%E4%BA%8C%EF%BC%9A%E5%A1%AB%E5%AF%AB%E5%9F%BA%E6%9C%AC%E8%B3%87%E6%96%99\"><\/span>\u6b65\u9a5f\u4e8c\uff1a\u586b\u5beb\u57fa\u672c\u8cc7\u6599<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"832\" src=\"https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_4-1024x832.png\" alt=\"TD Ameritrade IRA\u958b\u6236\u6559\u5b78\" class=\"wp-image-4846\" srcset=\"https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_4-1024x832.png 1024w, https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_4-300x244.png 300w, https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_4-768x624.png 768w, https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_4-1536x1247.png 1536w, https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_4-1170x950.png 1170w, https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_4-585x475.png 585w, https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_4.png 1756w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>\u586b\u5beb\u4f60\u7684\u57fa\u672c\u7c3d\u8b49\u72c0\u614b\uff0cSSN\u5831\u7a05\u865f\u78bc\uff01<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%AD%A5%E9%A9%9F%E4%B8%89%EF%BC%9A%E5%B0%B1%E6%A5%AD%E7%8B%80%E6%85%8B\"><\/span>\u6b65\u9a5f\u4e09\uff1a\u5c31\u696d\u72c0\u614b<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"909\" src=\"https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_5-1024x909.png\" alt=\"TD Ameritrade IRA\u958b\u6236\u6559\u5b78\" class=\"wp-image-4847\" srcset=\"https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_5-1024x909.png 1024w, https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_5-300x266.png 300w, https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_5-768x682.png 768w, https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_5-1536x1364.png 1536w, https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_5-1170x1039.png 1170w, https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_5-585x520.png 585w, https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_5.png 1608w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption>\u3116<\/figcaption><\/figure>\n\n\n\n<p>\u5982\u679c\u4f60\u76ee\u524d\u5728\u5de5\u4f5c\uff0c\u8981\u586b\u5beb\u516c\u53f8\u7684\u8cc7\u6599<\/p>\n\n\n\n<ul><li>\u516c\u53f8\u540d\u7a31<\/li><li>\u516c\u53f8\u5730\u5740<\/li><li>\u500b\u4eba\u8077\u7a31<\/li><\/ul>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%AD%A5%E9%A9%9F%E5%9B%9B%EF%BC%9A%E8%B2%A1%E5%8B%99%E7%8B%80%E6%85%8B\"><\/span>\u6b65\u9a5f\u56db\uff1a\u8ca1\u52d9\u72c0\u614b<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"916\" src=\"https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_6-1024x916.png\" alt=\"TD Ameritrade IRA\u958b\u6236\u6559\u5b78\" class=\"wp-image-4848\" srcset=\"https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_6-1024x916.png 1024w, https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_6-300x268.png 300w, https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_6-768x687.png 768w, https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_6-1536x1374.png 1536w, https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_6-1170x1047.png 1170w, https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_6-585x523.png 585w, https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_6.png 1594w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>\u901a\u5e38\u6709\u5b58\u9322\u7684\u4eba\uff0c\u7e3d\u8cc7\u7522 &gt; \u6d41\u52d5\u8cc7\u7522 &gt; \u5e74\u6536\u5165\uff0cTD Ameritrade\u4e5f\u6bd4\u8f03\u559c\u6b61\u9019\u6a23\u7684\u5ba2\u6236\uff01<\/p>\n\n\n\n<p>\u6839\u64da\u4f60\u76ee\u524d\u7684\u5e74\u6536\u5165\u3001\u6de8\u8cc7\u7522\u3001\u6d41\u52d5\u8cc7\u7522\uff01<\/p>\n\n\n\n<p>\u6ce8\u610f\uff1a\u5982\u679c\u4f60\u662f\u8f49401k\uff0cthe source of funds for your initial deposit\uff1aRetirement Fund<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%AD%A5%E9%A9%9F%E4%BA%94%EF%BC%9A%E6%AA%A2%E6%9F%A5%E8%B3%87%E6%96%99Review\"><\/span>\u6b65\u9a5f\u4e94\uff1a\u6aa2\u67e5\u8cc7\u6599Review<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"908\" src=\"https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_7-1024x908.png\" alt=\"TD Ameritrade IRA\u958b\u6236\u6559\u5b78\" class=\"wp-image-4849\" srcset=\"https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_7-1024x908.png 1024w, https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_7-300x266.png 300w, https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_7-768x681.png 768w, https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_7-1536x1362.png 1536w, https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_7-1170x1037.png 1170w, https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_7-585x519.png 585w, https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_7.png 1588w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>\u6aa2\u67e5\u4f60\u7684\u500b\u4eba\u8cc7\u6599\u3001\u516c\u53f8\u8cc7\u6599\uff0c\u8cc7\u91d1\u4f86\u6e90\uff0cSSN\uff01<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%AD%A5%E9%A9%9F%E5%85%AD%EF%BC%9AAgreements\"><\/span>\u6b65\u9a5f\u516d\uff1aAgreements<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"930\" src=\"https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_8-1024x930.png\" alt=\"TD Ameritrade IRA\u958b\u6236\u6559\u5b78\" class=\"wp-image-4850\" srcset=\"https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_8-1024x930.png 1024w, https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_8-300x272.png 300w, https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_8-768x697.png 768w, https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_8-1536x1394.png 1536w, https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_8-1170x1062.png 1170w, https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_8-585x531.png 585w, https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_8.png 1584w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>\u5728\u4e2d\u9593\u7684\u5730\u65b9\uff0c\u6253\u4e0a\u52fe\u52fe\uff01<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%AD%A5%E9%A9%9F%E4%B8%83%EF%BC%9A%E5%BB%BA%E7%AB%8BUser_ID_Security\"><\/span>\u6b65\u9a5f\u4e03\uff1a\u5efa\u7acbUser ID &amp; Security<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"933\" src=\"https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_9-1024x933.png\" alt=\"TD Ameritrade IRA\u958b\u6236\u6559\u5b78\" class=\"wp-image-4851\" srcset=\"https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_9-1024x933.png 1024w, https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_9-300x273.png 300w, https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_9-768x699.png 768w, https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_9-1536x1399.png 1536w, https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_9-1170x1066.png 1170w, https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_9-585x533.png 585w, https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_9.png 1568w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>\u8a2d\u5b9a\u597d\u4f60\u7684<\/p>\n\n\n\n<ul><li>user id:\u5e33\u865f<\/li><li>password\uff1a\u5bc6\u78bc<\/li><li>\u5b89\u5168\u9a57\u8b49\u554f\u984c<\/li><\/ul>\n\n\n\n<p>\u4e0b\u4e00\u9801\uff0c\u4f60\u5c31\u6703\u8f49\u5230\u300c\u958b\u6236\u6210\u529f\u756b\u9762\u300d\uff0c\u4e26\u4e14\u6536\u5230email\uff01<\/p>\n\n\n\n<p>\u5982\u679c\u4f60\u662f401k Rollover\uff0c\u5c31\u53ef\u4ee5\u806f\u7d61\u4f60\u7684\u524d\u516c\u53f8\uff0c\u586b\u5beb401k Rollover\u8868\u683c\uff0c\u63d0\u4f9b\u4f60\u7684\u9019\u500b\u5e33\u6236\u8f49\u5e33\u8cc7\u8a0a\uff01<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"913\" src=\"https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_10-1024x913.png\" alt=\"TD Ameritrade IRA\u958b\u6236\u6559\u5b78\" class=\"wp-image-4852\" srcset=\"https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_10-1024x913.png 1024w, https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_10-300x267.png 300w, https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_10-768x685.png 768w, https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_10-1536x1369.png 1536w, https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_10-1170x1043.png 1170w, https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_10-585x521.png 585w, https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/td_ira_step_10.png 1584w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%A8%A1%E6%93%AC%E8%B3%AC%E6%88%B6%EF%BC%9ATD_Thinkorswim\"><\/span>\u6a21\u64ec\u8cec\u6236\uff1aTD Thinkorswim<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe title=\"\u3010\u7f8e\u80a1\u4e0b\u55ae\u3011\u7f8e\u570b\u5238\u5546TD Ameritrade\u5982\u4f55\u4e0b\u55ae\u8cb7\u80a1\u7968\uff5c\u5df4\u83f2\u7279\u7dda\u4e0a\u5b78\u9662 Buffett Online School | How to place an order on TOS\" width=\"1170\" height=\"658\" src=\"https:\/\/www.youtube.com\/embed\/T8ng37plGKE?start=2&#038;feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<p>\u5728\u4ea4\u6613\u524d\uff0c\u53ef\u4ee5\u5148\u5230\u5b98\u65b9\u7db2\u7ad9\uff0c\u53bb\u8a2d\u5b9a\u7372\u53d6\u514d\u8cbb\u7684\u5be6\u6642\u5831\u50f9\uff0c\u53ef\u4ee5\u76f4\u63a5\u7528\u4f60\u7684\u5e33\u865f\u5bc6\u78bc\u767b\u5165<\/p>\n\n\n\n<ul><li>\u771f\u5be6\u5e33\u6236<\/li><li>\u6a21\u64ec\u8cec\u6236<\/li><\/ul>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-vivid-cyan-blue-background-color has-background\" href=\"https:\/\/www.tdameritrade.com\/tools-and-platforms\/thinkorswim\/desktop\/download.html\" target=\"_blank\" rel=\"noreferrer noopener\">\u4e0b\u8f09Thinkorswim\u8edf\u9ad4<\/a><\/div>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E4%B8%8B%E8%BC%89%E7%89%88%E6%9C%AC\"><\/span>\u4e0b\u8f09\u7248\u672c<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/george-dewi.com\/wp-content\/uploads\/2021\/02\/windows.png\" alt=\"td ameritrade \u958b\u6236\u6559\u5b78\uff1awindows\u8edf\u9ad4\u4e0b\u8f09\" class=\"wp-image-6844\" title=\"td ameritrade \u958b\u6236\u6559\u5b78\uff1a\"\/><\/figure>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/george-dewi.com\/wp-content\/uploads\/2021\/02\/mac.png\" alt=\"td ameritrade \u958b\u6236\u6559\u5b78\uff1amac\u8edf\u9ad4\u4e0b\u8f09\" class=\"wp-image-6843\" title=\"td ameritrade \u958b\u6236\u6559\u5b78\uff1a\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%9C%9F%E5%AF%A6vs%E8%99%9B%E6%93%AC%E5%B8%B3%E6%88%B6\"><\/span>\u771f\u5be6vs\u865b\u64ec\u5e33\u6236<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/george-dewi.com\/wp-content\/uploads\/2021\/03\/paper-money.png\" alt=\"td ameritrade \u958b\u6236\u6559\u5b78\uff1a\u8edf\u9ad4\u767b\u5165\u4ecb\u9762\" class=\"wp-image-6863\" title=\"td ameritrade \u958b\u6236\u6559\u5b78\uff1a\"\/><\/figure>\n\n\n\n<p>\u518d\u767b\u5165Thinkorswim\u8edf\u9ad4\u7684\u6642\u5019\uff0c\u8981\u6ce8\u610f<\/p>\n\n\n\n<ul><li>\u771f\u5be6\u4ea4\u6613\uff1aLive Trading\uff0c\u4e5f\u5c31\u662f\u6703\u771f\u7684\u52d5\u5230\u4f60\u7684\u672c\u91d1<\/li><li>\u865b\u64ec\u5e33\u6236\uff1aPaper Money\uff0c\u4f60\u53ef\u4ee5\u8a2d\u5b9a\u865b\u64ec\u7684\u91d1\u984d\uff0c\u6839\u64da\u76ee\u524d\u771f\u5be6\u5e02\u5834\u67b6\u69cb\uff0c\u7df4\u7fd2\u4ea4\u6613<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E8%AE%80%E8%80%85%E5%B8%B8%E8%A6%8B%E5%95%8F%E9%A1%8C\"><\/span>\u8b80\u8005\u5e38\u898b\u554f\u984c<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1633575786964\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"%E6%88%91%E8%A9%B2Rollover_%E6%88%91%E7%9A%84401k%E5%97%8E%EF%BC%9F\"><\/span>\u6211\u8a72Rollover \u6211\u7684401k\u55ce\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>\u5982\u679c\u4f60\u7559\u5728\u524d\u516c\u53f8\uff0c\u5f88\u6709\u53ef\u80fd\u5f88\u96e3\u806f\u7d61\u9053HR\uff0c\u4e26\u4e14\u53ef\u80fd\u6703\u662f\u4f7f\u7528ex\u54e1\u5de5\u7684\u7ba1\u7406\u8cbb\uff0c\u901a\u5e38\u6bd4\u8f03\u9ad8\uff0c\u9577\u671f\u4e0b\u4f86\u6703\u5927\u5927\u5f71\u97ff\u4f60\u7684\u6295\u8cc7\u5831\u916c\u7387\uff01<\/p>\n<p>\u901a\u5e38Rollover\uff0c\u4e0d\u7528\u591a\u7e73\u7a05\uff0c\u4e5f\u80fd\u66f4\u65b9\u4fbf\u7ba1\u7406\uff01\u4f9d\u7167\u4e0a\u9762\u76844\u500b\u6b65\u9a5f\uff0c\u5c31\u80fd\u8f15\u9b06Rollover\u4f60\u7684401k<br \/>\u5ef6\u4f38\u95b1\u8b80\uff1a<a rel=\"noreferrer noopener\" href=\"https:\/\/dishtsai.com\/td-ameritrade-ira-accounts\/\" target=\"_blank\">[TD Ameritrade IRA\u958b\u6236\u6559\u5b78] Traditional, Roth, Rollover IRA\u8a73\u7d30\u5716\u89e3\u6d41\u7a0b<\/a><\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1633575917762\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"401k_Rollover%E9%80%B2IRA%E7%9A%84%E9%8C%A2%EF%BC%8C%E6%9C%83%E7%AE%97%E5%9C%A8IRA%E6%AF%8F%E5%B9%B4%E7%9A%84%E9%A1%8D%E5%BA%A6%E8%A3%A1%E5%97%8E%EF%BC%9F\"><\/span>401k Rollover\u9032IRA\u7684\u9322\uff0c\u6703\u7b97\u5728IRA\u6bcf\u5e74\u7684\u984d\u5ea6\u88e1\u55ce\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>\u4e0d\u6703\uff0cRollover\u6703\u8ddf\u4f60\u7684\u5e74\u5ea6IRA\u4e0a\u9650\u5206\u958b\u8a08\u7b97\uff0c\u9084\u662f\u4f9d\u7167\u4f60\u7684\u5e74\u5ea6IRA\u4e0a\u9650\uff01<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1633575936834\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"Rollover%E6%9C%89%E9%87%91%E9%A1%8D%E7%9A%84%E4%B8%8A%E9%99%90%E5%97%8E%EF%BC%9F\"><\/span>Rollover\u6709\u91d1\u984d\u7684\u4e0a\u9650\u55ce\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>\u6c92\u6709\uff01\u4f46\u662f\u4f60\u6703\u9700\u8981\u8003\u91cf\u4f60\uff0c\u4f60\u5e74\u5ea6\u7684IRA\u4e0a\u9650\uff01<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#f8f8ff\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"has-text-align-center has-medium-font-size\" id=\"block-84482582-7f39-4ac4-8f01-ece51704098e\"><strong>[\u8b1b\u5ea7\u5206\u4eab\uff1a\u7dda\u4e0a\u514d\u8cbb\u7406\u8ca1\u8b1b\u5ea7]<\/strong><\/p>\n\n\n\n<p id=\"block-b9471c11-b309-42b4-9e7a-8d10d3b81838\">\u5728\u7f8e\u570b<strong>\u6295\u8cc7\u7406\u8ca1<\/strong>\uff0c\u4e0d\u5149\u8981\u8003\u91cf\u5230\u9577\u671f\u7684\u5831\u916c\u7387\uff0c\u540c\u6642\u4e5f\u8981\u60f3\u5230\u7f8e\u570b\u7a05\u52d9\uff01\u5982\u679c\u60f3\u958b\u59cb\u6295\u8cc7\uff0c\u8981\u600e\u9ebc\u958b\u59cb\uff1f\u6709\u6c92\u6709\u53ef\u4ee5\u517c\u9867\u300c\u6295\u8cc7\u300d\u8207\u300c\u7a05\u52d9\u512a\u5316\u300d\u7684\u7d44\u5408\u5462\uff1f<\/p>\n\n\n\n<p id=\"block-b9471c11-b309-42b4-9e7a-8d10d3b81838\">\u9019\u88e1\u8ddf\u5927\u5bb6\u5206\u4eab<strong>\u4e00\u7cfb\u5217\u7684\u300c\u7406\u8ca1\u7a05\u52d9\u300d\u7dda\u4e0a\u8b1b\u5ea7<\/strong>\uff0c\u88e1\u9762\u5305\u542b<\/p>\n\n\n\n<p class=\"has-text-align-center has-medium-font-size\"><strong>\u6295\u8cc7\u7406\u8ca1 \uff5c\u8cc7\u7522\u914d\u7f6e\uff5c\u7a05\u52d9\u8b1b\u5ea7\uff5c\u5c0f\u5b69\u6559\u80b2\u57fa\u91d1\uff5c\u9000\u4f11\u898f\u5283<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\">\u6642\u9593\uff1a\u5e73\u65e5\u665a\u4e0a\u3001\u5047\u65e5\u4e0d\u5b9a\u671f 6pm(PST)\/ 9pm(EST)<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-vivid-cyan-blue-background-color has-background\" href=\"https:\/\/dishtsai.com\/basic-investment-seminar\" target=\"_blank\" rel=\"noreferrer noopener\">\u9ede\u6211\u5831\u540d\u300c\u7406\u8ca1\u7a05\u52d9 \u7dda\u4e0a\u514d\u8cbb\u8b1b\u5ea7\u7cfb\u5217\u300d<\/a><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%A6%82%E4%BD%95%E6%9C%80%E5%A4%A7%E5%84%AA%E5%8C%96%E4%BD%BF%E7%94%A8%E7%BE%8E%E5%9C%8B%E9%80%80%E4%BC%91%E5%B8%B3%E6%88%B6%EF%BC%9F\"><\/span>\u5982\u4f55\u6700\u5927\u512a\u5316\u4f7f\u7528\u7f8e\u570b\u9000\u4f11\u5e33\u6236\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"691\" height=\"388\" src=\"https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/09\/Screen-Shot-2021-09-28-at-10.46.12-PM.png\" alt=\"\u7f8e\u570b\u9000\u4f11\u5e33\u6236\" class=\"wp-image-4748\" srcset=\"https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/09\/Screen-Shot-2021-09-28-at-10.46.12-PM.png 691w, https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/09\/Screen-Shot-2021-09-28-at-10.46.12-PM-300x168.png 300w, https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/09\/Screen-Shot-2021-09-28-at-10.46.12-PM-585x328.png 585w\" sizes=\"(max-width: 691px) 100vw, 691px\" \/><figcaption>\u5982\u4f55\u6700\u5927\u512a\u5316\u4f7f\u7528\u7f8e\u570b\u9000\u4f11\u5e33\u6236\uff1f<\/figcaption><\/figure>\n\n\n\n<p>\u4ecb\u7d39\u5b8c\u9019\u9ebc\u591a\u7684\u9000\u4f11\u5e33\u6236\uff0c\u90a3\u5230\u5e95\u54ea\u7a2e\u5e33\u6236\uff0c\u6700\u9069\u5408\u4f60\uff1f<\/p>\n\n\n\n<p>\u6211\u6700\u5e38\u770b\u5230\u7684\u512a\u5316\u7a05\u52d9\u7684\u9000\u4f11\u5e33\u6236\u7d44\u5408\uff0c\u53ef\u4ee5\u7c21\u5316\u6210\u4e0b\u9762\u4e09\u500b\u6b65\u9a5f\uff0c\u5e6b\u52a9\u4f60\u6e96\u5099\u9000\u4f11\uff01<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"STEP_1_%E6%9C%80%E5%A4%A7%E5%8C%96%E4%BD%BF%E7%94%A8%E5%85%AC%E5%8F%B8%E7%9A%84Match\"><\/span>STEP 1: \u6700\u5927\u5316\u4f7f\u7528\u516c\u53f8\u7684Match<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u5982\u679c\u4f60\u6709\u516c\u53f8\u8d0a\u52a9\u7684\u9000\u4f11\u5e33\u6236\u50cf\u662f401k\uff0c\u4e26\u4e14\u63d0\u4f9bmatch\uff0c\u90a3\u5c31\u5f97\u5148\u62ff\u6effmatch!<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E4%BB%80%E9%BA%BC%E6%98%AFCompay_Match\"><\/span>\u4ec0\u9ebc\u662fCompay Match?<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>\u8b93\u6211\u4f86\u89e3\u91cb\u4e00\u4e0b\uff0c\u4ec0\u9ebc\u662fCompany Match\uff0c\u5982\u679c\u4f60\u7684\u5e74\u85aa\u662f$50,000\uff0c\u516c\u53f8Match 4%\uff0c<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td>401K \u91d1\u984d<\/td><\/tr><tr><td>\u4f60\u653e\u5165\u7684\u91d1\u984d<\/td><td>$50,000 * 0.04 = $2000<\/td><\/tr><tr><td>\u516c\u53f8Match<\/td><td>$2000(\u514d\u8cbb\u9001\u4f60\u7684)<\/td><\/tr><tr><td><\/td><td>$ 2000 + 2000 = $ 4000<\/td><\/tr><\/tbody><\/table><figcaption>match\u89e3\u91cb<\/figcaption><\/figure>\n\n\n\n<p>\u5ef6\u4f38\u95b1\u8b80\uff1a<a rel=\"noreferrer noopener\" href=\"https:\/\/dishtsai.com\/what-is-a-401k\" target=\"_blank\" class=\"rank-math-link\">[\u9000\u4f11\u898f\u5283] 401k\u662f\u4ec0\u9ebc\uff1f\u5e38\u898b\u76843\u7a2ePlan\uff0c\u53ef\u4ee5\u6efe\u5230\u767e\u842c\u7f8e\u91d1\u4ee5\u4e0a\uff1f<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"STEP_2_%E9%96%8B%E8%A8%AD%E5%80%8B%E4%BA%BARoth_IRA%E5%B8%B3%E6%88%B6\"><\/span>STEP 2: \u958b\u8a2d\u500b\u4ebaRoth IRA\u5e33\u6236<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"569\" height=\"226\" src=\"https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/ira_open_bonus.png\" alt=\"TD Ameritrade\u958b\u6236\u79ae\" class=\"wp-image-4823\" srcset=\"https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/ira_open_bonus.png 569w, https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/ira_open_bonus-300x119.png 300w\" sizes=\"(max-width: 569px) 100vw, 569px\" \/><\/figure>\n\n\n\n<p>\u7576\u4f60\u5df2\u7d93\u653e\u9032\u516c\u53f8match\u7684\u984d\u5ea6\uff0c\u518d\u4f86\u5c31\u628a\u9322\uff0c\u5f80Roth IRA\u653e\u5165\uff0c\u9019\u88e1\u7684\u9322\uff0c\u5df2\u7d93\u7e73\u904e\u7a05\uff0c\u9000\u4f11\u7684\u6642\u5019\uff0c\u62ff\u51fa\u4f86\u5c31\u4e0d\u7528\u7e73\u7a05\u4e86\uff01<\/p>\n\n\n\n<p>\u6bcf\u5e74\u4e0a\u9650\u984d\u5ea6$6000\uff01\u5982\u679c\u516c\u53f8\u7684match + Roth IRA $6000\uff0c\u90fd\u653e\u6eff\u4e86\uff0c\u9084\u60f3\u591a\u5b58\u4e00\u9ede\u5728\u9000\u4f11\u5e33\u6236\uff0c\u5c31\u8b93\u6211\u5011\u9032\u884c\u7b2c\u4e09\u500b\u6b65\u9a5f\uff01<\/p>\n\n\n\n<p>\u6709\u8a31\u591a\u5238\u5546\u3001\u9280\u884c\u90fd\u63d0\u4f9b\u958b\u6236\u79ae\uff0c\u4f8b\u5982\uff1aTD Ameritrade\u65b0\u5ba2\u6236\uff0c\u5c31\u6709\u6700\u9ad8$1000\u7684\u958b\u6236\u79ae\uff01<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-vivid-cyan-blue-background-color has-background\" href=\"https:\/\/dishtsai.com\/us-tdameritrade\" target=\"_blank\" rel=\"noreferrer noopener\">\u9ede\u6b64TD\u958b\u6236\uff0c\u9818\u53d6\u958b\u6236\u79ae<\/a><\/div>\n<\/div>\n\n\n\n<p>\u5ef6\u4f38\u95b1\u8b80\uff1a<a href=\"https:\/\/dishtsai.com\/td-ameritrade-ira-accounts\" target=\"_blank\" aria-label=\"[TD Ameritrade IRA\u958b\u6236\u6559\u5b78] Traditional, Roth, Rollover IRA\u8a73\u7d30\u5716\u89e3\u6d41\u7a0b (opens in a new tab)\" rel=\"noreferrer noopener\" class=\"rank-math-link\">[TD Ameritrade IRA\u958b\u6236\u6559\u5b78] Traditional, Roth, Rollover IRA\u8a73\u7d30\u5716\u89e3\u6d41\u7a0b<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"STEP_3_%E6%8A%95%E6%BB%BF%E5%85%AC%E5%8F%B8%E8%B4%8A%E5%8A%A9%E7%9A%84%E9%80%80%E4%BC%91%E5%B8%B3%E6%88%B6\"><\/span>STEP 3: \u6295\u6eff\u516c\u53f8\u8d0a\u52a9\u7684\u9000\u4f11\u5e33\u6236<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u5982\u679c\u914d\u7f6e\u5b8cmatch + Roth IRA\uff0c\u9084\u6709\u591a\u65bc\u7684\u9322\uff0c\u5c31\u5f80\u516c\u53f8\u8d0a\u52a9\u7684401k, 403b\uff0c\u6295\u8cc7\u4f60\u7684\u9322\uff0c\u4eab\u53d7\u7a05\u52d9\u4e0a\u7684\u512a\u60e0\uff01<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u652f\u6301\u6211\u76842\u500b\u65b9\u5f0f\"><span class=\"ez-toc-section\" id=\"%E6%94%AF%E6%8C%81%E6%88%91%E7%9A%842%E5%80%8B%E6%96%B9%E5%BC%8F\"><\/span>\u652f\u6301\u6211\u76842\u500b\u65b9\u5f0f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u672c\u7ad9\u7684\u6587\u7ae0\u90fd\u6c92\u6709\u6536\u8cbb\uff0c\u63d0\u4f9b\u7684\u8cc7\u6e90\u4e5f\u90fd\u662f\u514d\u8cbb\u7684\u3002\u5982\u679c\u6211\u7684\u6587\u7ae0\u5c0d\u4f60\u6709\u5e6b\u52a9\uff0c\u6b61\u8fce\u4f60\u4e00\u8d77\u7dad\u8b77\u9019\u500b\u7db2\u7ad9\u3001\u4e3b\u6a5f\u3002\uff1a\uff24<\/p>\n\n\n\n<p>\u8b93\u9019\u4e9b\u6587\u5b57\u5e6b\u52a9\u66f4\u591a\u4eba\uff0c\u964d\u4f4e\u5728\u7570\u570b\u7684\u7126\u616e\uff0c\u5c08\u5fc3\u8ffd\u5922\uff01\u6211\u63d0\u4f9b2\u7a2e\u4e00\u8d77\u53c3\u8207\u7684\u65b9\u5f0f\uff1a\u300c\u8acb\u6211\u559d\u5496\u5561\u300d\u3001\u300cLike Coin\u62cd\u624b5\u4e0b\u300d<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-1 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<p><strong>\u65b9\u5f0f\u4e00<\/strong>\u3001<strong><a href=\"https:\/\/dishtsai.com\/post-support\" target=\"_blank\" aria-label=\" (opens in a new tab)\" rel=\"noreferrer noopener\" class=\"rank-math-link\">\u8acb\u6211\u559d\u676f\u5496\u5561<\/a><\/strong><\/p>\n\n\n\n<p><strong>\u6b61\u8fce\u4f60\u8acb\u6211\u559d\u676f\u5496\u5561\uff0c\u4e5f\u8b93\u6211\u807d\u807d\u4f60\u7684\u6545\u4e8b\uff0c\u4e00\u8d77\u7dad\u8b77\u9019\u500b\u7db2\u7ad9\u3002<\/strong>\u5e6b\u52a9\u66f4\u591a\u50cf\u4f60\u3001\u50cf\u6211\u7684\u7559\u5b78\u751f\uff0c\u964d\u4f4e\u5728\u7570\u9109\u7684\u7126\u616e\uff01<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<a href=\"https:\/\/dishtsai.com\/post-support\" target=\"_blank\" rel=\"noopener noreferrer\">\n<img loading=\"lazy\" decoding=\"async\" border=\"0\" alt=\"support&amp;sponsor\" src=\"https:\/\/dishtsai.com\/wp-content\/uploads\/2022\/06\/blog_membership.png\" width=\"387\" height=\"475\">\n<\/a>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-2 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<p><strong>\u65b9\u5f0f\u4e8c<\/strong>\u3001<strong><strong>\u5e6b\u6211\u62cd\u624b 5 \u4e0b\u9f13\u52f5\u6211<\/strong><\/strong><\/p>\n\n\n\n<p><strong>\u53ea\u8981\u82b1 30 \u79d2\u767b\u5165&nbsp;<\/strong><a aria-label=\" (opens in a new tab)\" href=\"https:\/\/liker.land\/dishtsai\/civic\" target=\"_blank\" rel=\"noreferrer noopener\" class=\"rank-math-link\">FB \u6216 Google<\/a><strong>\uff0c\u4e0d\u7528\u82b1\u4efb\u4f55\u9322\u5c31\u80fd\u652f\u6301\u6211\uff0c\u4e26\u4e14\u5e6b\u6211\u62cd\u624b\u821e\u4e0b\uff0c\u56de\u994b\u5c07\u7531<\/strong><a aria-label=\" (opens in a new tab)\" rel=\"noreferrer noopener\" target=\"_blank\" href=\"https:\/\/liker.land\/civic?from=dishtsai\" class=\"rank-math-link\">&nbsp;LikeCoin \u57fa\u91d1\u6703<\/a><strong>\u914d\u767c<\/strong>\uff0c\u652f\u6301\u6211\u7e7c\u7e8c\u5beb\u66f4\u591a\u512a\u8cea\u6587\u7ae0\uff0c\u540c\u6642\u53ef\u4ee5\u652f\u4ed8\u7db2\u7ad9\u4e3b\u6a5f\u8cbb\u7528\uff0c\u5e6b\u52a9\u66f4\u591a\u4eba \ud83d\ude00<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u806f\u7d61\u8207\u5408\u4f5c\"><span class=\"ez-toc-section\" id=\"%E8%81%AF%E7%B5%A1%E8%88%87%E5%90%88%E4%BD%9C\"><\/span>\u806f\u7d61\u8207\u5408\u4f5c<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-3 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<p><strong>Facebook \u7c89\u7d72\u5c08\u9801<\/strong><\/p>\n\n\n\n<p>Facebook \u7c89\u7d72\u5c08\u9801 \u6309\u8b9a\uff0c\u6216\u5728\u4e0b\u9762\u7559\u4e0b\u4f60\u7684\u554f\u984c\u3002<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<div id=\"fb-root\"><\/div>\n<script async=\"\" defer=\"\" crossorigin=\"anonymous\" src=\"https:\/\/connect.facebook.net\/zh_TW\/sdk.js#xfbml=1&amp;version=v6.0\"><\/script>\n<div class=\"fb-page\" data-href=\"https:\/\/www.facebook.com\/data.engineer.nyc\" data-tabs=\"\" data-width=\"\" data-height=\"\" data-small-header=\"true\" data-adapt-container-width=\"true\" data-hide-cover=\"false\" data-show-facepile=\"true\"><blockquote cite=\"https:\/\/www.facebook.com\/data.engineer.nyc\" class=\"fb-xfbml-parse-ignore\"><a href=\"https:\/\/www.facebook.com\/data.engineer.nyc\" target=\"_blank\" rel=\"noopener\">\u7d10\u7d04\u5de5\u7a0b\u5e2b \u751f\u6d3b<\/a><\/blockquote><\/div>\n<\/div>\n<\/div>\n\n\n\n<p>\u6bcf\u6b21\u807d\u5230\u8b80\u8005\u56de\u994b\uff0c\u6211\u90fd\u5f88\u958b\u5fc3\u81ea\u5df1\u5beb\u7684\u6587\u7ae0\u771f\u7684\u6709\u5e6b\u52a9\u5230\u4eba\uff0c\u4e5f\u5f88\u559c\u6b61\u807d\u807d\u4e0d\u540c\u670b\u53cb\u7684\u6545\u4e8b\uff0c\u5e0c\u671b\u85c9\u7531\u6587\u7ae0\uff0c\u5e6b\u52a9\u5230\u4f60\uff01:D<\/p>\n\n\n\r\n<div id=\"sb_instagram\"  class=\"sbi sbi_mob_col_1 sbi_tab_col_2 sbi_col_3 sbi_width_resp\" style=\"padding-bottom: 10px;\" data-feedid=\"*1\"  data-res=\"auto\" data-cols=\"3\" data-colsmobile=\"1\" data-colstablet=\"2\" data-num=\"3\" data-nummobile=\"3\" data-shortcode-atts=\"{&quot;feed&quot;:&quot;1&quot;}\"  data-postid=\"4835\" data-locatornonce=\"3a6f372e4d\" data-sbi-flags=\"favorLocal\">\r\n\t<div class=\"sb_instagram_header  sbi_medium\"  style=\"padding: 5px;padding-bottom: 0; margin-bottom: 10px;\"  >\r\n\t<a href=\"https:\/\/www.instagram.com\/nyc.engineer.jack\/\" target=\"_blank\" rel=\"nofollow noopener\" title=\"@nyc.engineer.jack\" class=\"sbi_header_link\">\r\n\t\t<div class=\"sbi_header_text\">\r\n\t\t\t\r\n\t\t\t<h3><span class=\"ez-toc-section\" id=\"nycengineerjack\"><\/span>nyc.engineer.jack<span class=\"ez-toc-section-end\"><\/span><\/h3>\r\n\t\t\t\t\t\t\t<p class=\"sbi_bio\">\u5e6b\u52a9\u7559\u5b78\u751f\u5728\u7f8e\u570b90\u5929\u5167\u62ff\u5230offer\uff0c\u7c3d\u8b49\u8ac7\u5224&amp;\u7b56\u7565\u3001\u9ad8\u6548\u6295\u905e\u5c65\u6b77\u3001\u7f8e\u570b\u6c42\u8077\u7cfb\u7d71 \ud83c\udfaf <br>\n\ud83d\udc47\ud83c\udffb\u9650\u6642\u91cd\u64ad\u523012\/24\u516d\u300c\u4e0a\u5cb8\u7b56\u7565\u8b1b\u5ea7\u300d\ud83d\udc47\ud83c\udffb<br>\n\ud83c\udf89\u7372\u5f97\u516c\u53f8offer<br>\n\ud83c\uddfa\ud83c\uddf8\u7c3d\u8b49\u7b56\u7565&amp;\u8ac7\u5224<br>\n\ud83d\udcb0\u85aa\u6c34\u8ac7\u5224<br>\n\ud83d\udd11\u767c\u6398\u96b1\u85cf\u8077\u7f3a<br>\n-<br>\n#\u7f8e\u570b\u7559\u5b78 #\u7f8e\u570b\u6c42\u8077 #\u7d10\u7d04\u5de5\u7a0b\u5e2bJack<\/p>\r\n\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\t<div class=\"sbi_header_img\"  data-avatar-url=\"https:\/\/scontent.xx.fbcdn.net\/v\/t51.2885-15\/393431669_1035811474205487_3288167312736999447_n.jpg?_nc_cat=101&amp;ccb=1-7&amp;_nc_sid=7d201b&amp;_nc_ohc=pIrPXQjCjNwAb7wcoo6&amp;_nc_ht=scontent.xx&amp;edm=AL-3X8kEAAAA&amp;oh=00_AfAX4xwl3qdHLIUhIKqYGss-tQ27Xx-c_Zo_auz4w0yjCw&amp;oe=6630E913\">\r\n\t\t\t\t\t\t\t\t\t<div class=\"sbi_header_img_hover\"  ><svg class=\"sbi_new_logo fa-instagram fa-w-14\" aria-hidden=\"true\" data-fa-processed=\"\" aria-label=\"Instagram\" data-prefix=\"fab\" data-icon=\"instagram\" role=\"img\" viewBox=\"0 0 448 512\">\n\t                <path fill=\"currentColor\" d=\"M224.1 141c-63.6 0-114.9 51.3-114.9 114.9s51.3 114.9 114.9 114.9S339 319.5 339 255.9 287.7 141 224.1 141zm0 189.6c-41.1 0-74.7-33.5-74.7-74.7s33.5-74.7 74.7-74.7 74.7 33.5 74.7 74.7-33.6 74.7-74.7 74.7zm146.4-194.3c0 14.9-12 26.8-26.8 26.8-14.9 0-26.8-12-26.8-26.8s12-26.8 26.8-26.8 26.8 12 26.8 26.8zm76.1 27.2c-1.7-35.9-9.9-67.7-36.2-93.9-26.2-26.2-58-34.4-93.9-36.2-37-2.1-147.9-2.1-184.9 0-35.8 1.7-67.6 9.9-93.9 36.1s-34.4 58-36.2 93.9c-2.1 37-2.1 147.9 0 184.9 1.7 35.9 9.9 67.7 36.2 93.9s58 34.4 93.9 36.2c37 2.1 147.9 2.1 184.9 0 35.9-1.7 67.7-9.9 93.9-36.2 26.2-26.2 34.4-58 36.2-93.9 2.1-37 2.1-147.8 0-184.8zM398.8 388c-7.8 19.6-22.9 34.7-42.6 42.6-29.5 11.7-99.5 9-132.1 9s-102.7 2.6-132.1-9c-19.6-7.8-34.7-22.9-42.6-42.6-11.7-29.5-9-99.5-9-132.1s-2.6-102.7 9-132.1c7.8-19.6 22.9-34.7 42.6-42.6 29.5-11.7 99.5-9 132.1-9s102.7-2.6 132.1 9c19.6 7.8 34.7 22.9 42.6 42.6 11.7 29.5 9 99.5 9 132.1s2.7 102.7-9 132.1z\"><\/path>\n\t            <\/svg><\/div>\r\n\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\"  src=\"https:\/\/dishtsai.com\/wp-content\/uploads\/sb-instagram-feed-images\/nyc.engineer.jack.jpg\" alt=\"Jack Tsai \uff5c\u7f8e\u570b\u8077\u6daf &amp; \u7d10\u7d04\u5de5\u7a0b\u5e2bJack\" width=\"50\" height=\"50\">\r\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\r\n\t<\/a>\r\n<\/div>\r\n\r\n    <div id=\"sbi_images\"  style=\"padding: 5px;\">\r\n\t\t<div class=\"sbi_item sbi_type_carousel sbi_new sbi_transition\" id=\"sbi_18049579552542259\" data-date=\"1702555245\">\r\n    <div class=\"sbi_photo_wrap\">\r\n        <a class=\"sbi_photo\" href=\"https:\/\/www.instagram.com\/p\/C01SqEvPcUN\/\" target=\"_blank\" rel=\"noopener nofollow\" data-full-res=\"https:\/\/scontent.cdninstagram.com\/v\/t39.30808-6\/409183923_873444654784654_605403254429094012_n.jpg?_nc_cat=110&#038;ccb=1-7&#038;_nc_sid=18de74&#038;_nc_ohc=wRN4GfKjsBEQ7kNvgFReKD2&#038;_nc_ht=scontent.cdninstagram.com&#038;edm=AM6HXa8EAAAA&#038;oh=00_AfCMecHH2m0grwYzNqO_kwyrTT_5V7k_KacWwbbSzqnv8g&#038;oe=6630F271\" data-img-src-set=\"{&quot;d&quot;:&quot;https:\\\/\\\/scontent.cdninstagram.com\\\/v\\\/t39.30808-6\\\/409183923_873444654784654_605403254429094012_n.jpg?_nc_cat=110&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=wRN4GfKjsBEQ7kNvgFReKD2&amp;_nc_ht=scontent.cdninstagram.com&amp;edm=AM6HXa8EAAAA&amp;oh=00_AfCMecHH2m0grwYzNqO_kwyrTT_5V7k_KacWwbbSzqnv8g&amp;oe=6630F271&quot;,&quot;150&quot;:&quot;https:\\\/\\\/scontent.cdninstagram.com\\\/v\\\/t39.30808-6\\\/409183923_873444654784654_605403254429094012_n.jpg?_nc_cat=110&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=wRN4GfKjsBEQ7kNvgFReKD2&amp;_nc_ht=scontent.cdninstagram.com&amp;edm=AM6HXa8EAAAA&amp;oh=00_AfCMecHH2m0grwYzNqO_kwyrTT_5V7k_KacWwbbSzqnv8g&amp;oe=6630F271&quot;,&quot;320&quot;:&quot;https:\\\/\\\/scontent.cdninstagram.com\\\/v\\\/t39.30808-6\\\/409183923_873444654784654_605403254429094012_n.jpg?_nc_cat=110&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=wRN4GfKjsBEQ7kNvgFReKD2&amp;_nc_ht=scontent.cdninstagram.com&amp;edm=AM6HXa8EAAAA&amp;oh=00_AfCMecHH2m0grwYzNqO_kwyrTT_5V7k_KacWwbbSzqnv8g&amp;oe=6630F271&quot;,&quot;640&quot;:&quot;https:\\\/\\\/scontent.cdninstagram.com\\\/v\\\/t39.30808-6\\\/409183923_873444654784654_605403254429094012_n.jpg?_nc_cat=110&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=wRN4GfKjsBEQ7kNvgFReKD2&amp;_nc_ht=scontent.cdninstagram.com&amp;edm=AM6HXa8EAAAA&amp;oh=00_AfCMecHH2m0grwYzNqO_kwyrTT_5V7k_KacWwbbSzqnv8g&amp;oe=6630F271&quot;}\">\r\n            <span class=\"sbi-screenreader\"><\/span>\r\n            <svg class=\"svg-inline--fa fa-clone fa-w-16 sbi_lightbox_carousel_icon\" aria-hidden=\"true\" aria-label=\"Clone\" data-fa-pro\u0192cessed=\"\" data-prefix=\"far\" data-icon=\"clone\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\">\n\t                <path fill=\"currentColor\" d=\"M464 0H144c-26.51 0-48 21.49-48 48v48H48c-26.51 0-48 21.49-48 48v320c0 26.51 21.49 48 48 48h320c26.51 0 48-21.49 48-48v-48h48c26.51 0 48-21.49 48-48V48c0-26.51-21.49-48-48-48zM362 464H54a6 6 0 0 1-6-6V150a6 6 0 0 1 6-6h42v224c0 26.51 21.49 48 48 48h224v42a6 6 0 0 1-6 6zm96-96H150a6 6 0 0 1-6-6V54a6 6 0 0 1 6-6h308a6 6 0 0 1 6 6v308a6 6 0 0 1-6 6z\"><\/path>\n\t            <\/svg>\t                    <img decoding=\"async\" src=\"https:\/\/dishtsai.com\/wp-content\/plugins\/instagram-feed\/img\/placeholder.png\" alt=\"ChatGPT\u5beb\u611f\u8b1d\u4fe1\n\n\u524d\u5169\u9031\uff0c\u6211\u5011\u8a0e\u8ad6\u4e86\u9762\u8a66\u7d93\u9a57\u3001\u85aa\u8cc7\uff01\n\n\u4f46\u5728\u9762\u8a66\u5b8c\u5f8c\uff0c\u5f88\u91cd\u8981\u7684\u5c31\u662f\u300c\u611f\u8b1d\u4fe1\u300d\uff01\n\n\u6211\u81ea\u5df1\u90fd\u6709\u4e00\u500b\u611f\u8b1d\u4fe1\u6a21\u677f\uff01\n\u5728\u9762\u8a66\u4e2d\uff0c\u6211\u90fd\u6703\u8ddf\u9762\u8a66\u8005\uff0c\u8981\u4ed6\u5011\u7684email\uff01\n\u9762\u8a66\u5b8c\u5f8c\uff0c\u6211\u5c31\u6703\u6839\u64da\u9762\u8a66\u7684\u5167\u5bb9\uff0c\u5beb\u4e00\u5c01\u611f\u8b1d\u4fe1\uff01\n\n\u4e5f\u56e0\u70ba\u611f\u8b1d\u4fe1\uff0c\u6211\u90fd\u80fd\u5728\u4e00\u9031\u5c31\u6536\u5230offer\u7684\u901a\u77e5\uff01\n\u6700\u5feb\u7684\u7d00\u9304\uff0c\u662f\u65e9\u4e0a\u9762\u8a66\uff0c\u9694\u4e00\u5c0f\u6642\u5f8c\uff0c\u6211\u5c31\u6536\u5230offer\uff01\n\u6211\u4e0b\u5348\u5c31\u8ddf\u6211\u4e4b\u524d\u7684\u516c\u53f8\uff0c\u63d0\u5206\u624b\uff08\u5169\u9031\u7684notice\uff09\uff01\n\n\u6240\u4ee5\uff0c\u611f\u8b1d\u4fe1\uff0c\u771f\u7684\u5f88\u91cd\u8981\uff01\n\n\u4f46\u73fe\u5728\u611f\u8b1d\u6709ChatGPT\uff0c\u53ef\u4ee5\u5e6b\u4f60\u5beb\u51fa\u53b2\u5bb3\u7684\u611f\u8b1d\u4fe1\uff01\n\n\u53ef\u4ee5\u7528\u4ee5\u4e0b\n\u611f\u8b1d\u4fe1ChatGPT\u6307\u4ee4\n\n\u8acb\u66ff\u6211\u7d66[\u516c\u53f8\u540d\u7a31]\u7684[\u9762\u8a66\u5b98\u59d3\u540d]\u5beb\u4e00\u5c01\u9762\u8a66\u5f8c\u7684\u611f\u8b1d\u4fe1\uff0c\u611f\u8b1d\u4ed6\u5011\u62bd\u51fa\u6642\u9593\uff0c\u4e26\u8207\u6211\u8a0e\u8ad6[\u8981\u9ede1]\u548c[\u8981\u9ede2]\u3002 \u5206\u4eab\u6211\u975e\u5e38\u5c0d\u8cb4\u516c\u53f8\u611f\u8208\u8da3\uff0c\u4e26\u5f37\u8abf[\u8981\u9ede1]\u548c[\u8981\u9ede2]\u662f\u6211\u5c0d\u8077\u4f4d\u6216\u516c\u53f8\u5370\u8c61\u6700\u6df1\u523b\u7684\u5177\u9ad4\u65b9\u9762\u3002\n\n\u82f1\u6587\u53ef\u4ee5\u53c3\u8003\n\nPlease write a professional and courteous thank you letter for a job interview. The interview was for the position of [Job Title] at [Company Name]. The interviewer&#039;s name is [Interviewer&#039;s Name], and the interview took place on [Date]. Mention appreciation for the interviewer&#039;s time and the opportunity to learn more about the company and the role. Express enthusiasm for the position and highlight one specific aspect discussed during the interview that particularly excited you. Conclude by reiterating interest in the role and stating eagerness to hear back regarding the next steps in the hiring process.\n\n\u5e0c\u671b\u5c0d\u4f60\u6709\u5e6b\u52a9\u5594\uff01\n\n\u6211\u4e5f\u6709\u6574\u7406\u4e00\u500b\u300cChatGPT\u6c42\u8077\u6307\u4ee4\u5927\u5168\u300d\u9810\u8a08\u7d66\u53c3\u52a0\u8b1b\u5ea7\u7684\u4eba\uff01\n\u5982\u679c\u4f60\u6709\u8208\u8da3\uff0c\u53ef\u4ee5\u9ede\u6211\u7684Bio\u5831\u540d\u8b1b\u5ea7\uff01\n\n#\u7f8e\u570b\u7559\u5b78 #\u7f8e\u570b\u6c42\u8077 #\u7f8e\u570b\u627e\u5de5\u4f5c #\u7f8e\u570b\u751f\u6d3b #\u7559\u5b78 #\u6c42\u8077\u9762\u8a66 #\u6c42\u8077\u6280\u5de7 #\u5c65\u6b77\u6280\u5de7 #\u8077\u6daf\">\r\n        <\/a>\r\n    <\/div>\r\n<\/div><div class=\"sbi_item sbi_type_carousel sbi_new sbi_transition\" id=\"sbi_17998420649353495\" data-date=\"1702305584\">\r\n    <div class=\"sbi_photo_wrap\">\r\n        <a class=\"sbi_photo\" href=\"https:\/\/www.instagram.com\/p\/C0t2d5TO5qA\/\" target=\"_blank\" rel=\"noopener nofollow\" data-full-res=\"https:\/\/scontent.cdninstagram.com\/v\/t39.30808-6\/409191023_874006948061758_5961196361905080325_n.jpg?_nc_cat=109&#038;ccb=1-7&#038;_nc_sid=18de74&#038;_nc_ohc=DCKBUghN9k8Q7kNvgGNcppk&#038;_nc_ht=scontent.cdninstagram.com&#038;edm=AM6HXa8EAAAA&#038;oh=00_AfCVv76vlG98OpxxuxwyYFDVT152MR4URup286W-NLDgYQ&#038;oe=6631198F\" 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           <span class=\"sbi-screenreader\">\u7f8e\u570b\u54ea\u500b\u57ce\u5e02\u5de5\u4f5c\u6700\u591a\n\n\u7576\u4f60\u5728\u898f\u5283\u7562<\/span>\r\n            <svg class=\"svg-inline--fa fa-clone fa-w-16 sbi_lightbox_carousel_icon\" aria-hidden=\"true\" aria-label=\"Clone\" data-fa-pro\u0192cessed=\"\" data-prefix=\"far\" data-icon=\"clone\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\">\n\t                <path fill=\"currentColor\" d=\"M464 0H144c-26.51 0-48 21.49-48 48v48H48c-26.51 0-48 21.49-48 48v320c0 26.51 21.49 48 48 48h320c26.51 0 48-21.49 48-48v-48h48c26.51 0 48-21.49 48-48V48c0-26.51-21.49-48-48-48zM362 464H54a6 6 0 0 1-6-6V150a6 6 0 0 1 6-6h42v224c0 26.51 21.49 48 48 48h224v42a6 6 0 0 1-6 6zm96-96H150a6 6 0 0 1-6-6V54a6 6 0 0 1 6-6h308a6 6 0 0 1 6 6v308a6 6 0 0 1-6 6z\"><\/path>\n\t            <\/svg>\t                    <img decoding=\"async\" src=\"https:\/\/dishtsai.com\/wp-content\/plugins\/instagram-feed\/img\/placeholder.png\" alt=\"\u7f8e\u570b\u54ea\u500b\u57ce\u5e02\u5de5\u4f5c\u6700\u591a\n\n\u7576\u4f60\u5728\u898f\u5283\u7562\u696d\u5f8c\u7684\u8077\u696d\u8def\u7dda\u6642\uff0c\u80af\u5b9a\u6703\u60f3\u77e5\u9053\u5728\u7f8e\u570b\u54ea\u4e9b\u57ce\u5e02\u7684\u5de5\u4f5c\u6a5f\u6703\u6700\u591a\u3002\n\n\u6216\u662f\u8a72\u53bb\u54ea\u500b\u57ce\u5e02\u627e\u5de5\u4f5c\uff0c\u76f8\u4fe1\u5927\u5bb6\u5c0d\u65bc\u52a0\u5dde\u77fd\u8c37\u4e5f\u4e0d\u964c\u751f\uff0c\u6240\u4ee5\u4eca\u5929\u6211\u6574\u7406\u4e86\u5176\u4ed6\u5f88\u591a\u670b\u53cb\u53bb\u5de5\u4f5c\u7684\u57ce\u5e02\u3002\n\n\u5e0c\u671b\u85c9\u7531\u9019\u5247\u5206\u4eab\uff0c\u7d66\u4f60\u591a\u4e9b\u9078\u9805\uff0cLet\u2019s go\n\n1. \u820a\u91d1\u5c71\u7063\u5340\uff1a\n\u5982\u679c\u4f60\u5c0d\u79d1\u6280\u884c\u696d\u611f\u8208\u8da3\uff0c\u9019\u88e1\u7d55\u5c0d\u662f\u5929\u5802\u3002\n\u9019\u88e1\u4e0d\u50c5\u6709Apple\u3001Google\u3001Facebook\u7b49\u5927\u516c\u53f8\uff0c\u9084\u6709\u7121\u6578\u7684\u65b0\u5275\u4f01\u696d\u3002\n\u4f46\u540c\u6642\uff0c\u751f\u6d3b\u6210\u672c\u4e5f\u662f\u5168\u7f8e\u6700\u9ad8\u4e4b\u4e00\u3002\n\n2. \u7d10\u7d04\u5e02\uff1a \n\u4f5c\u70ba\u7f8e\u570b\u7684\u7d93\u6fdf\u548c\u6587\u5316\u4e2d\u5fc3\uff0c\u7d10\u7d04\u63d0\u4f9b\u4e86\u8c50\u5bcc\u7684\u6a5f\u6703\uff0c\u7279\u5225\u662f\u5728\u91d1\u878d\u3001\u5a92\u9ad4\u548c\u6642\u5c1a\u884c\u696d\u3002\u540c\u6a23\uff0c\u751f\u6d3b\u6210\u672c\u4e5f\u76f8\u7576\u9ad8\u3002\n\n\u6839\u64da\u7f8e\u570b\u52de\u5de5\u7d71\u8a08\u5c40\uff08Bureau of Labor Statistics\uff09\uff0c\u622a\u81f32022\u5e74\u5e95\uff0c\u7d10\u7d04\u5e02\u7684\u975e\u8fb2\u696d\u5c31\u696d\u4eba\u6578\u7d04\u70ba4,600,000\u4eba\u3002\u6211\u6700\u611b\u7684\u57ce\u5e02\u4e4b\u4e00\uff01\n\n3. \u897f\u96c5\u5716\uff1a\n\u9664\u4e86\u662f\u5fae\u8edf\u548c\u4e9e\u99ac\u905c\u7684\u7e3d\u90e8\u6240\u5728\u5730\uff0c\u897f\u96c5\u5716\u9084\u6709\u4e00\u500b\u65e5\u76ca\u589e\u9577\u7684\u79d1\u6280\u884c\u696d\u751f\u614b\u5708\u3002\n\u8207\u820a\u91d1\u5c71\u76f8\u6bd4\uff0c\u9019\u88e1\u7684\u751f\u6d3b\u6210\u672c\u7a0d\u5fae\u89aa\u6c11\u4e00\u4e9b\u3002\n\n\u6211\u5f88\u591a\u670b\u53cb\u90fd\u5f9e\u7063\u5340\u6216\u52a0\u5dde\u5176\u4ed6\u5730\u65b9\uff0c\u642c\u9077\u5230\u9019\uff0c\u559c\u6b61outdoor\u7684\u4eba\uff0c\u9019\u88e1\u7d55\u5c0d\u662f\u500b\u597d\u5730\u65b9\uff0c\u6211\u670b\u53cb\u516c\u53f8\u751a\u81f3\u6709\u500bhiking group\uff0c\u6bcf\u5929\u4e0b\u73ed\u90fd\u5728\u60f3\u53ef\u4ee5\u53bb\u54eahiking\n\n4. \u5967\u65af\u6c40\uff1a \n\u4f5c\u70ba\u5fb7\u5dde\u7684\u65b0\u5275\u4e2d\u5fc3\uff0c\u8fd1\u5e74\u4f86\u5438\u5f15\u4e86\u5927\u91cf\u7684\u79d1\u6280\u516c\u53f8\u548c\u5c08\u696d\u4eba\u58eb\u3002\n\n\u4f4e\u7a05\u6536\u548c\u76f8\u5c0d\u5b9c\u4eba\u7684\u751f\u6d3b\u6210\u672c\uff0c\u4f7f\u5b83\u6210\u70ba\u4e86\u4e00\u500b\u8d8a\u4f86\u8d8a\u53d7\u6b61\u8fce\u7684\u9078\u64c7\u3002\n\u9019\u4e5f\u662f\u6211\u5f88\u591a\u670b\u53cb\u6703\u53bb\u7684\u5730\u65b9\uff0c\u9664\u4e86\u4e0d\u7528\u6536\u5165\u7a05\uff0c\u6559\u80b2\u7cfb\u7d71\u4e5f\u5f88\u5b8c\u5584\uff0c\u4e5f\u662f\u8a31\u591a\u5bb6\u5ead\u9996\u9078\u3002\n\n5. \u6ce2\u58eb\u9813\uff1a\n\u4ee5\u5176\u6559\u80b2\u548c\u91ab\u7642\u6a5f\u69cb\u805e\u540d\uff0c\u540c\u6642\u4e5f\u662f\u751f\u7269\u6280\u8853\u548c\u5de5\u7a0b\u7684\u91cd\u8981\u4e2d\u5fc3\u3002\n\u582a\u7a31\u662fBio Tech\u7684\u77fd\u8c37\uff0c\u5982\u679c\u4f60\u505aBio\u9019\u88e1\u662f\u500b\u5f88\u68d2\u7684\u5730\u65b9\uff0c\u6709\u5f88\u591aBio Tech\u516c\u53f8\u5728\u9019\u3002\n\n\u6bcf\u500b\u57ce\u5e02\u90fd\u6709\u5b83\u7368\u7279\u7684\u9b45\u529b\u548c\u6311\u6230\uff0c\u6700\u91cd\u8981\u7684\u662f\u627e\u5230\u4e00\u500b\u7b26\u5408\u4f60\u8077\u696d\u767c\u5c55\u548c\u751f\u6d3b\u65b9\u5f0f\u7684\u5730\u65b9\u3002\n\n\u597d\u5566\uff01\u4eca\u5929\u7684\u4ecb\u7d39\u5c31\u5230\u9019\u4e86\uff01\n\n\u4e0d\u7ba1\u4f60\u9078\u64c7\u54ea\u88e1\uff0c\u4f60\u7684\u52aa\u529b\u548c\u624d\u80fd\u624d\u662f\u6700\u91cd\u8981\u7684\u3002\n\n\u52a0\u6cb9\uff01\n\n\u6211\u4e5f\u6e96\u5099\u4e86\u300cChatGPT\u6c42\u8077\u6307\u4ee4\u5927\u5168\u300d\u8981\u9001\u7d66\u53c3\u52a0\u8b1b\u5ea7\u7684\u4eba\uff01\n\u5982\u679c\u4f60\u6709\u8208\u8da3\u9818\u53d6\u7684\u8a71\uff0c\u53ef\u4ee5\u9ede\u6211\u7684Bio\u5831\u540d\u8b1b\u5ea7\uff01\n\n#\u7f8e\u570b\u7559\u5b78 #\u7f8e\u570b\u6c42\u8077 #\u7f8e\u570b\u627e\u5de5\u4f5c #\u7f8e\u570b\u751f\u6d3b #\u7559\u5b78 #\u6c42\u8077\u9762\u8a66 #\u6c42\u8077\u6280\u5de7 #\u5c65\u6b77\u6280\u5de7 #\u8077\u6daf\">\r\n        <\/a>\r\n    <\/div>\r\n<\/div><div class=\"sbi_item sbi_type_carousel sbi_new sbi_transition\" id=\"sbi_17967143012514096\" data-date=\"1701950453\">\r\n    <div class=\"sbi_photo_wrap\">\r\n        <a class=\"sbi_photo\" href=\"https:\/\/www.instagram.com\/p\/C0jRG-aLBec\/\" target=\"_blank\" rel=\"noopener nofollow\" data-full-res=\"https:\/\/scontent.cdninstagram.com\/v\/t39.30808-6\/406855776_869412381854548_3541652814262099752_n.jpg?_nc_cat=104&#038;ccb=1-7&#038;_nc_sid=18de74&#038;_nc_ohc=XRElwr03YuIQ7kNvgEV9FXg&#038;_nc_ht=scontent.cdninstagram.com&#038;edm=AM6HXa8EAAAA&#038;oh=00_AfDjemePjlcpq1gg0KjHP7CpCcydom1zKW2S4e-6mPaffQ&#038;oe=6630FF7E\" 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           <span class=\"sbi-screenreader\"><\/span>\r\n            <svg class=\"svg-inline--fa fa-clone fa-w-16 sbi_lightbox_carousel_icon\" aria-hidden=\"true\" aria-label=\"Clone\" data-fa-pro\u0192cessed=\"\" data-prefix=\"far\" data-icon=\"clone\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\">\n\t                <path fill=\"currentColor\" d=\"M464 0H144c-26.51 0-48 21.49-48 48v48H48c-26.51 0-48 21.49-48 48v320c0 26.51 21.49 48 48 48h320c26.51 0 48-21.49 48-48v-48h48c26.51 0 48-21.49 48-48V48c0-26.51-21.49-48-48-48zM362 464H54a6 6 0 0 1-6-6V150a6 6 0 0 1 6-6h42v224c0 26.51 21.49 48 48 48h224v42a6 6 0 0 1-6 6zm96-96H150a6 6 0 0 1-6-6V54a6 6 0 0 1 6-6h308a6 6 0 0 1 6 6v308a6 6 0 0 1-6 6z\"><\/path>\n\t            <\/svg>\t                    <img decoding=\"async\" src=\"https:\/\/dishtsai.com\/wp-content\/plugins\/instagram-feed\/img\/placeholder.png\" alt=\"\u62ff\u5230offer\u5f8c\uff0c\u5982\u4f55\u8ac7\u5224\u85aa\u6c34\n\n\u5f88\u591a\u8b80\u8005\u90fd\u6572\u7897\uff0c\u85aa\u8cc7\u8ac7\u5224\u7684\u5167\u5bb9\uff01\n\n\u8ac7\u5224\u85aa\u6c34\u975e\u5e38\u91cd\u8981\uff0c\u6709\u53ef\u80fd\u56e0\u70ba\u9019\u500b\u8ac7\u5224\uff0c\u5c31\u5728\u521d\u671f\u8ac7\u9ad810-30%\u4e0d\u7b49\u7684\u85aa\u8cc7\u3002\n\n\u5982\u679c\u6709\u5176\u4ed6offer\uff0c\u66f4\u80fd\u85c9\u7531offer compete\uff0c\u8b93\u85aa\u8cc7\u6c34\u6f32\u8239\u9ad8\uff01\n\n\u4ee5\u4e0b\u662f\u5e7e\u500b\u8ac7\u5224\u85aa\u6c34\u6642\u8981\u8a18\u4f4f\u7684\u8981\u9ede\uff0c\u5e0c\u671b\u5c0d\u4f60\u6709\u6240\u5e6b\u52a9\u3002\n\n1. \u5145\u5206\u6e96\u5099(\u505a\u597d\u529f\u8ab2)\uff1a\n\u5728\u9032\u884c\u85aa\u6c34\u8ac7\u5224\u4e4b\u524d\uff0c\u8981\u505a\u597d\u5145\u5206\u7684\u6e96\u5099\u3002\n\u4e86\u89e3\u76f8\u540c\u884c\u696d\u548c\u5730\u5340\u7684\u85aa\u8cc7\u6c34\u5e73\uff0c\u53ef\u4ee5\u53c3\u8003Glassdoor\u3001Payscale\u7b49\u7db2\u7ad9\u3002\n\u4e86\u89e3\u9019\u4e9b\u8cc7\u6599\u53ef\u4ee5\u5e6b\u52a9\u4f60\u5728\u8ac7\u5224\u4e2d\u63d0\u51fa\u4e00\u500b\u5408\u7406\u4e14\u6709\u7af6\u722d\u529b\u7684\u85aa\u8cc7\u7bc4\u570d\u3002\n\n2. \u7a81\u986f\u4f60\u7684\u50f9\u503c\uff1a\n\u5411\u96c7\u4e3b\u6e05\u695a\u5730\u5c55\u793a\u4f60\u70ba\u516c\u53f8\u5e36\u4f86\u7684\u50f9\u503c\u3002\n\u4f60\u7684\u5b78\u6b77\u3001\u6280\u80fd\u3001\u5be6\u7fd2\u7d93\u9a57\u6216\u4efb\u4f55\u7279\u6b8a\u6210\u5c31\u90fd\u662f\u4f60\u7684\u7c4c\u78bc\u3002\n\u78ba\u4fdd\u96c7\u4e3b\u4e86\u89e3\u4f60\u7684\u7368\u7279\u4e4b\u8655\u4ee5\u53ca\u4f60\u5c0d\u5718\u968a\u7684\u8ca2\u737b\u3002\n\n\u7576\u7136\u5982\u679c\u6709\u5176\u4ed6offer\uff0c\u6703\u8b93\u4f60\u7684\u8ac7\u5224\uff0c\u975e\u5e38\u6709\u5229\uff01\n\u6211\u81ea\u5df1\u4e5f\u8a66\u904eoffer compete\uff0c\u975e\u5e38\u6709\u6548\uff01\n\n3. \u8003\u616e\u6574\u9ad4\u798f\u5229\uff08Total package\uff09\uff1a\n\u85aa\u6c34\u8ac7\u5224\u4e0d\u50c5\u50c5\u95dc\u4e4e\u57fa\u672c\u5de5\u8cc7\uff0c\n\u9084\u61c9\u8003\u616e\u80a1\u7968\u9078\u64c7\u3001\u5065\u5eb7\u4fdd\u96aa\u3001\u9000\u4f11\u798f\u5229\uff08401k match)\u3001\u5e36\u85aa\u5047\u671f\u7b49\u3002\n\u6709\u6642\u5019\uff0c\u9019\u4e9b\u798f\u5229\u7684\u7e3d\u548c\u53ef\u80fd\u6bd4\u57fa\u672c\u5de5\u8cc7\u66f4\u91cd\u8981\u3002\n\u901a\u5e38\u6703\u7b97 total package, \u5176\u4e2d\u5305\u62ec\uff0csign on bonus, \u80a1\u7968\u3002\n\n4. \u4fdd\u6301\u5c08\u696d\u8207\u5f48\u6027\n\u5728\u8ac7\u5224\u904e\u7a0b\u4e2d\u4fdd\u6301\u5c08\u696d\u614b\u5ea6\u975e\u5e38\u91cd\u8981\u3002\n\u5373\u4f7fHR\u7684\u521d\u6b65\u5831\u50f9\u4f4e\u65bc\u4f60\u7684\u671f\u671b(low ball)\uff0c\u4e5f\u53ef\u4ee5\u4fdd\u6301\u51b7\u975c\uff0c\n\u7528\u4e8b\u5be6\u4f86support\u4f60\u7684\u671f\u671b\u3002\n\n\u4e4b\u524d\u505a\u7684\u529f\u8ab2\u5c31\u5f88\u91cd\u8981\uff0c\u4f60\u53ef\u4ee5\u85c9\u7531\u5e02\u5834\u4e0a\u7684\u6c34\u6e96\uff0c\n\u6216\u662f\u5176\u4ed6offer\u4f86\u8aaa\u670d\u4f60\u7684\u672a\u4f86\u516c\u53f8\uff0c\u4f60\u80fd\u63d0\u4f9b\u7684\u50f9\u503c\uff0c\u9060\u9060\u8d85\u904e\u4ed6\u5011\u7d66\u7684\u85aa\u8cc7\uff01\n\n\u8a18\u4f4f\uff0c\u85aa\u6c34\u8ac7\u5224\u662f\u4e00\u9580\u85dd\u8853\uff0c\u4e5f\u662f\u8077\u5834\u4e0a\u7684\u4e00\u500b\u91cd\u8981\u6280\u80fd\u3002\u505a\u597d\u6e96\u5099\uff0c\u5c55\u73fe\u4f60\u80fd\u63d0\u4f9b\u7684\u50f9\u503c\uff0c\u4f46\u4e5f\u8981\u5c55\u73fe\u4f60\u5c0d\u65bc\u9019\u500b\u6a5f\u6703\u7684\u71b1\u60c5\u548c\u5c0d\u672a\u4f86\u767c\u5c55\u7684\u671f\u5f85\u3002\n\n\u96a8\u6642\u8207\u5e02\u5834\u4fdd\u6301\u806f\u7e6b\uff0c\u5373\u4f7f\u6c92\u6709\u8981\u627e\u5de5\u4f5c\n\u6bcf\u4e00\u5169\u5e74\u4e5f\u53ef\u4ee5\u9762\u8a66\u4e0d\u540c\u516c\u53f8\uff0c\u4e86\u89e3\u76ee\u524d\u7522\u696d\u9700\u6c42\u8207\u884c\u60c5\uff01\n\n\u795d\u4f60\u8ac7\u5224\u6210\u529f\uff0c\u62ff\u5230\u6eff\u610f\u7684\u85aa\u6c34\uff01\n\n\ud83d\udc4712\/16\u516d\u7684\u4e0a\u5cb8\u8b1b\u5ea7\u958b\u653e\u5831\u540d\u56c9\uff01\ud83d\udc47\n\u4eca\u5e74\u6700\u5f8c\u4e00\u5834 \u7dda\u4e0a\u6c42\u8077\u8b1b\u5ea7\nhttps:\/\/www.becareerpro.com\/join\n\n#\u7f8e\u570b\u7559\u5b78 #\u7f8e\u570b\u6c42\u8077 #\u7f8e\u570b\u627e\u5de5\u4f5c #\u7f8e\u570b\u751f\u6d3b #\u7559\u5b78 #\u6c42\u8077\u9762\u8a66 #\u6c42\u8077\u6280\u5de7 #\u5c65\u6b77\u6280\u5de7 #\u8077\u6daf\">\r\n        <\/a>\r\n    <\/div>\r\n<\/div>    <\/div>\r\n\r\n\t<div id=\"sbi_load\" >\r\n\r\n\t\t\t<a class=\"sbi_load_btn\" href=\"javascript:void(0);\">\r\n\t\t\t<span class=\"sbi_btn_text\">Load More<\/span>\r\n\t\t\t<span class=\"sbi_loader sbi_hidden\" style=\"background-color: rgb(255, 255, 255);\" aria-hidden=\"true\"><\/span>\r\n\t\t<\/a>\r\n\t\r\n\t\t\t<span class=\"sbi_follow_btn sbi_custom\">\r\n        <a href=\"https:\/\/www.instagram.com\/nyc.engineer.jack\/\" style=\"background: rgb(64,139,209);\" target=\"_blank\" rel=\"nofollow noopener\">\r\n            <svg class=\"svg-inline--fa fa-instagram fa-w-14\" aria-hidden=\"true\" data-fa-processed=\"\" aria-label=\"Instagram\" data-prefix=\"fab\" data-icon=\"instagram\" role=\"img\" viewBox=\"0 0 448 512\">\n\t                <path fill=\"currentColor\" d=\"M224.1 141c-63.6 0-114.9 51.3-114.9 114.9s51.3 114.9 114.9 114.9S339 319.5 339 255.9 287.7 141 224.1 141zm0 189.6c-41.1 0-74.7-33.5-74.7-74.7s33.5-74.7 74.7-74.7 74.7 33.5 74.7 74.7-33.6 74.7-74.7 74.7zm146.4-194.3c0 14.9-12 26.8-26.8 26.8-14.9 0-26.8-12-26.8-26.8s12-26.8 26.8-26.8 26.8 12 26.8 26.8zm76.1 27.2c-1.7-35.9-9.9-67.7-36.2-93.9-26.2-26.2-58-34.4-93.9-36.2-37-2.1-147.9-2.1-184.9 0-35.8 1.7-67.6 9.9-93.9 36.1s-34.4 58-36.2 93.9c-2.1 37-2.1 147.9 0 184.9 1.7 35.9 9.9 67.7 36.2 93.9s58 34.4 93.9 36.2c37 2.1 147.9 2.1 184.9 0 35.9-1.7 67.7-9.9 93.9-36.2 26.2-26.2 34.4-58 36.2-93.9 2.1-37 2.1-147.8 0-184.8zM398.8 388c-7.8 19.6-22.9 34.7-42.6 42.6-29.5 11.7-99.5 9-132.1 9s-102.7 2.6-132.1-9c-19.6-7.8-34.7-22.9-42.6-42.6-11.7-29.5-9-99.5-9-132.1s-2.6-102.7 9-132.1c7.8-19.6 22.9-34.7 42.6-42.6 29.5-11.7 99.5-9 132.1-9s102.7-2.6 132.1 9c19.6 7.8 34.7 22.9 42.6 42.6 11.7 29.5 9 99.5 9 132.1s2.7 102.7-9 132.1z\"><\/path>\n\t            <\/svg>            <span>Follow on Instagram<\/span>\r\n        <\/a>\r\n    <\/span>\r\n\t\r\n<\/div>\r\n\r\n\t    <span class=\"sbi_resized_image_data\" data-feed-id=\"*1\" data-resized=\"{&quot;17967143012514096&quot;:{&quot;id&quot;:&quot;406855776_869412381854548_3541652814262099752_n&quot;,&quot;ratio&quot;:&quot;1.00&quot;,&quot;sizes&quot;:{&quot;full&quot;:640,&quot;low&quot;:320,&quot;thumb&quot;:150}},&quot;17998420649353495&quot;:{&quot;id&quot;:&quot;409191023_874006948061758_5961196361905080325_n&quot;,&quot;ratio&quot;:&quot;1.00&quot;,&quot;sizes&quot;:{&quot;full&quot;:640,&quot;low&quot;:320,&quot;thumb&quot;:150}},&quot;18049579552542259&quot;:{&quot;id&quot;:&quot;409183923_873444654784654_605403254429094012_n&quot;,&quot;ratio&quot;:&quot;1.00&quot;,&quot;sizes&quot;:{&quot;full&quot;:640,&quot;low&quot;:320,&quot;thumb&quot;:150}}}\">\n\t<\/span>\n\t<\/div>\r\n\r\n\n\n\n\n<p>    <\/p>\n\n\n\n<script async=\"\" data-uid=\"b8f6d64cda\" src=\"https:\/\/fantastic-producer-2603.ck.page\/b8f6d64cda\/index.js\"><\/script>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%97%85%E7%BE%8E%E5%B7%A5%E4%BD%9C%E7%9A%84FIRE%E4%B9%8B%E8%B7%AF%E7%B3%BB%E5%88%97%E6%96%87%E7%AB%A0\"><\/span>\u65c5\u7f8e\u5de5\u4f5c\u7684FIRE\u4e4b\u8def\u7cfb\u5217\u6587\u7ae0<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul><li>\u7406\u8ca1<ul><li>\u73fe\u91d1\u6d41\u898f\u5283<\/li><li>\u5b58\u9322<\/li><li>\u7701\u9322<ul><li><a href=\"https:\/\/dishtsai.com\/rakuten-tutorial\" class=\"rank-math-link\">[\u7701\u9322\u795e\u5668]Rakuten\u73fe\u91d1\u56de\u994b\uff0c\u5e74\u7701$500\u4ee5\u4e0a \u4f7f\u7528\u6559\u5b78<\/a><\/li><li><a rel=\"noreferrer noopener\" href=\"https:\/\/dishtsai.com\/credit-card-discover-it\/\" target=\"_blank\">[\u7559\u5b78\u4fe1\u7528\u5361]Discover IT\u4fe1\u7528\u5361\uff0c2020\u7559\u5b78\u751f\u5fc5\u5099\u795e\u5361<\/a><\/li><\/ul><\/li><li>\u88ab\u52d5\u6536\u5165<ul><li><a rel=\"noreferrer noopener\" href=\"https:\/\/dishtsai.com\/blog-review-2020-nov\" target=\"_blank\">[\u90e8\u843d\u5ba2\u8cfa\u9322] 2020\u5e7411\u6708\u90e8\u843d\u683c\uff0c\u88ab\u52d5\u6536\u5165\uff1aUSD 1020.60\uff0c\u5982\u4f55\u7576\u90e8\u843d\u5ba2\u8cfa\u9322\uff1f<\/a><\/li><\/ul><\/li><\/ul><\/li><li>\u6295\u8cc7<ul><li>\u7f8e\u80a1\u6295\u8cc7<ul><li><a rel=\"noreferrer noopener\" href=\"https:\/\/dishtsai.com\/open-account-firstrade\/\" target=\"_blank\" class=\"rank-math-link\">[\u958b\u6236\u6559\u5b78] \u7f8e\u570b\u5238\u5546Firstrade\u7b2c\u4e00\u8b49\u5238\uff0c5\u5206\u9418\u8f15\u9b06\u958b\u6236<\/a><\/li><\/ul><\/li><li>\u623f\u5730\u7522\u6295\u8cc7<ul><li><\/li><\/ul><\/li><\/ul><\/li><li>\u9000\u4f11\u898f\u5283<ul><li><a aria-label=\"[\u9000\u4f11\u898f\u5283] \u5e38\u898b\u76843\u7a2e\u7f8e\u570b\u9000\u4f11\u5e33\u6236\uff0c\u8a72\u600e\u9ebc\u5b58\uff1fIRA, 401K, 403b (opens in a new tab)\" href=\"https:\/\/dishtsai.com\/types-of-retirement-accounts\" target=\"_blank\" rel=\"noreferrer noopener\" class=\"rank-math-link\">[\u9000\u4f11\u898f\u5283] \u5e38\u898b\u76843\u7a2e\u7f8e\u570b\u9000\u4f11\u5e33\u6236\uff0c\u8a72\u600e\u9ebc\u5b58\uff1fIRA, 401K, 403b<\/a><\/li><li><a aria-label=\"[\u9000\u4f11\u898f\u5283] 401k\u662f\u4ec0\u9ebc\uff1f\u5e38\u898b\u76843\u7a2ePlan\uff0c\u53ef\u4ee5\u6efe\u5230\u767e\u842c\u7f8e\u91d1\u4ee5\u4e0a\uff1f (opens in a new tab)\" href=\"https:\/\/dishtsai.com\/what-is-a-401k\" target=\"_blank\" rel=\"noreferrer noopener\" class=\"rank-math-link\">[\u9000\u4f11\u898f\u5283] 401k\u662f\u4ec0\u9ebc\uff1f\u5e38\u898b\u76843\u7a2ePlan\uff0c\u53ef\u4ee5\u6efe\u5230\u767e\u842c\u7f8e\u91d1\u4ee5\u4e0a\uff1f<\/a><\/li><li><a aria-label=\"[\u9000\u4f11\u898f\u5283]\u63db\u5de5\u4f5c401k\u600e\u9ebc\u8fa6\uff1f4\u500b\u6b65\u9a5f\uff0c\u8f15\u9b06Roll Over 401k\u5230\u4f60\u7684IRA (opens in a new tab)\" href=\"https:\/\/dishtsai.com\/how-to-rollover-401k-or-ira\" target=\"_blank\" rel=\"noreferrer noopener\" class=\"rank-math-link\">[\u9000\u4f11\u898f\u5283]\u63db\u5de5\u4f5c401k\u600e\u9ebc\u8fa6\uff1f4\u500b\u6b65\u9a5f\uff0c\u8f15\u9b06Roll Over 401k\u5230\u4f60\u7684IRA<\/a><\/li><li><a aria-label=\"[TD Ameritrade IRA\u958b\u6236\u6559\u5b78] Traditional, Roth, Rollover IRA\u8a73\u7d30\u5716\u89e3\u6d41\u7a0b (opens in a new tab)\" href=\"https:\/\/dishtsai.com\/td-ameritrade-ira-accounts\/\" target=\"_blank\" rel=\"noreferrer noopener\" class=\"rank-math-link\">[TD Ameritrade IRA\u958b\u6236\u6559\u5b78] Traditional, Roth, Rollover IRA\u8a73\u7d30\u5716\u89e3\u6d41\u7a0b<\/a><\/li><\/ul><\/li><li>\u7a05\u52d9<ul><li><a href=\"https:\/\/dishtsai.com\/study-us-tax-prep\/\" class=\"rank-math-link\">\u7f8e\u570b\u7559\u5b78\u751f\u5831\u7a05-8\u500b\u5e38\u898b\u554f\u984c&amp;7\u500b\u5831\u7a05\u6b65\u9a5f<\/a><\/li><li><a rel=\"noreferrer noopener\" href=\"https:\/\/dishtsai.com\/turbotax-tutorial\/\" target=\"_blank\">[\u7f8e\u570b\u7559\u5b78] TurboTax\u5831\u7a05\uff0c\u622a\u5716\u6559\u5b78\uff0c6\u5927\u6b65\u9a5f\u8f15\u9b06\u5831\u7a05<\/a><\/li><\/ul><\/li><li>\u4fdd\u96aa\uff08\u516c\u53f8\u5e38\u898b\u7684\u798f\u5229\uff09<ul><li>\u91ab\u7642<ul><li><a rel=\"noreferrer noopener\" href=\"https:\/\/dishtsai.com\/student-insurance\/\" target=\"_blank\">\u7f8e\u570b\u7559\u5b78\u4fdd\u96aa\uff0c\u5e38\u898b\u76844\u7a2e\u4fdd\u96aa\u985e\u578b\uff0c5\u500b\u8cbb\u7528\u95dc\u9375\u5b57<\/a><\/li><li><a rel=\"noreferrer noopener\" href=\"https:\/\/dishtsai.com\/student-medicover-intro\" target=\"_blank\">[\u7533\u8acb\u6559\u5b78] Student Medicover\u7f8e\u570b\u91ab\u7642\u4fdd\u96aa\uff0c\u5982\u4f55\u4e00\u5e74\u7701\u4e0b$1500\u5143\uff1f \u8f15\u9b06\u7533\u8acb5\u6b65\u9a5f<\/a><\/li><\/ul><\/li><li>\u4eba\u58fd<\/li><li>\u9577\u7167<\/li><li>\u5931\u80fd<\/li><\/ul><\/li><li>\u9280\u884c\u958b\u6236<ul><li><a aria-label=\"[\u7f8e\u570b\u9280\u884c\u958b\u6236] Citibank\u7f8e\u570b\u82b1\u65d7\uff0c3\u6b65\u9a5f\u8f15\u9b06\u958b\u6236\uff0c\u958b\u6236\u9700\u8981\u76844\u500b\u8cc7\u6599 (opens in a new tab)\" href=\"https:\/\/dishtsai.com\/tutorial-citibank-account\/\" target=\"_blank\" rel=\"noreferrer noopener\" class=\"rank-math-link\">[\u7f8e\u570b\u9280\u884c\u958b\u6236] Citibank\u7f8e\u570b\u82b1\u65d7\uff0c3\u6b65\u9a5f\u8f15\u9b06\u958b\u6236\uff0c\u958b\u6236\u9700\u8981\u76844\u500b\u8cc7\u6599<\/a><\/li><li><a aria-label=\" (opens in a new tab)\" href=\"https:\/\/dishtsai.com\/tutorial-bank-of-america-account\" target=\"_blank\" rel=\"noreferrer noopener\" class=\"rank-math-link\">[\u7f8e\u570b\u9280\u884c\u958b\u6236] Bank of America(BOA)\u9280\u884c\u958b\u6236\u653b\u7565\uff0c3\u6b65\u9a5f\u8f15\u9b06\u958b\u6236\uff0c\u958b\u6236\u9700\u8981\u76844\u500b\u8cc7\u6599<\/a><\/li><li><a href=\"https:\/\/dishtsai.com\/tutorial-wells-fargo-account\/\" target=\"_blank\" aria-label=\"[\u7f8e\u570b\u9280\u884c\u958b\u6236] Wells Fargo\u9280\u884c\u958b\u6236\u653b\u7565\uff0c3\u6b65\u9a5f\u8f15\u9b06\u958b\u6236\uff0c\u958b\u6236\u9700\u8981\u76844\u500b\u8cc7\u6599 (opens in a new tab)\" rel=\"noreferrer noopener\" class=\"rank-math-link\">[\u7f8e\u570b\u9280\u884c\u958b\u6236] Wells Fargo\u9280\u884c\u958b\u6236\u653b\u7565\uff0c3\u6b65\u9a5f\u8f15\u9b06\u958b\u6236\uff0c\u958b\u6236\u9700\u8981\u76844\u500b\u8cc7\u6599<\/a><\/li><\/ul><\/li><\/ul>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p><span class=\"rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Reading Time: <\/span> <span class=\"rt-time\">2<\/span> <span class=\"rt-label rt-postfix\">minutes<\/span><\/span> TD Ameritrade IRA\u958b\u6236\u6559\u5b78\uff0c\u5982\u679c\u4f60\u6e96\u5099\u958b\u81ea\u5df1\u7684Roth IRA or Traditional IRA\uff0c\u6216\u662f\u4f60\u56e0\u70ba\u63db\u5de5\u4f5c\uff0c\u8981\u628a\u4e4b\u524d\u516c\u53f8\u7684401k\u8f49\u5230Rollover IRA\u3002 \u9019\u7bc7\u5c31\u662f\u8981\u5e6b\u52a9\u4f60\uff0c\u75287\u500b\u6b65\u9a5f\u8f15\u9b06\u958b\u6236\uff0c\u4e26\u4e14\u900f\u904e\u4ea4\u6613\u300c0\u624b\u7e8c\u8cbb\u300d\uff0c\u4f86\u964d\u4f4e\u6295\u8cc7\u6210\u672c\uff01\u5982\u679c\u662fRollover 401K\uff0c\u9084\u80fd\u7701\u4e0b\u5728\u820a\u96c7\u4e3b401k Plan \u6bcf\u5e74USD50 &#8211; 200\uff0c\u6700\u68d2\u7684\u662f\u6295\u8cc7\u9078\u9805\u5f9e\u5e7e10\u7a2e\uff0c\u8b8a\u6210\u4e0a\u5343\u7a2e\uff01<\/p>\n","protected":false},"author":2,"featured_media":4839,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"lc_iscn_info":[],"_lmt_disableupdate":"no","_lmt_disable":"no","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[321,311,7,312],"tags":[315,318],"modified_by":"Jack","lang":"zh","translations":{"zh":4835},"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/dishtsai.com\/wp-content\/uploads\/2021\/10\/cover-td-ira-accounts-s.png","pll_sync_post":[],"_links":{"self":[{"href":"https:\/\/dishtsai.com\/wp-json\/wp\/v2\/posts\/4835"}],"collection":[{"href":"https:\/\/dishtsai.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dishtsai.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dishtsai.com\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/dishtsai.com\/wp-json\/wp\/v2\/comments?post=4835"}],"version-history":[{"count":0,"href":"https:\/\/dishtsai.com\/wp-json\/wp\/v2\/posts\/4835\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dishtsai.com\/wp-json\/wp\/v2\/media\/4839"}],"wp:attachment":[{"href":"https:\/\/dishtsai.com\/wp-json\/wp\/v2\/media?parent=4835"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dishtsai.com\/wp-json\/wp\/v2\/categories?post=4835"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dishtsai.com\/wp-json\/wp\/v2\/tags?post=4835"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}